RAIN

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COMPANY detail

RAIN
Stablecoin-powered cards

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Card Fallback

RAIN

Company Overview.

Year Founded 2021
Status Private
Employees 99
Latest Deal Type Series C
Latest Deal Amount $250M
Investors 38

Description.

Rain provides infrastructure for stablecoin-powered payments and financial products for businesses. The company builds APIs and tools that let partners create and manage digital wallets, embed stablecoin accounts, and issue payment cards that connect blockchain settlement with traditional payment networks like Visa.

Its platform supports money-in and money-out flows, fiat-to-stablecoin conversion, and compliance features so enterprises and financial platforms can integrate digital money use cases directly into their products. Rain’s technology is modular, enabling firms to pick components such as card issuance, wallet services, and cross-border payouts based on their needs.

Key Infrastructure.

API-First Infra
API-First Infra
Rain provides a unified, developer-first API that allows companies to integrate card issuance, wallets, compliance, and stablecoin settlement through a single integration layer, significantly reducing technical complexity and time to market.
Card Issuance
Card Issuance
Rain enables businesses to launch fully branded physical and virtual Visa cards powered by stablecoins, handling authorization, processing, and settlement while abstracting away traditional banking dependencies.
On-Ramp Services
On-Ramp Services
Rain supports compliant fiat-to-stablecoin conversion, allowing users to fund wallets and card balances via traditional payment rails, making it easier to bridge banking systems with blockchain-based value.
Off-Ramp & Payouts
Off-Ramp & Payouts
Rain facilitates the conversion of stablecoins back into local currencies and enables global payouts, supporting cross-border disbursements, merchant settlements, and treasury operations.
Wallet Infrastructure
Wallet Infrastructure
Rain provides embedded digital dollar wallets that securely hold stablecoins and act as the core balance layer behind card programs, enabling real-time spending and settlement logic.
Custom Branding
Custom Branding
Rain enables partners to launch branded card programs under their own name, while Rain provides the regulated infrastructure and stablecoin-powered backend that powers issuance and settlement.

Additional Features.

Global Acceptance
As a Visa network issuer, Rain-powered cards are accepted at millions of merchants worldwide, enabling seamless real-world stablecoin payments.
Multi-Chain Support
Rain supports multiple blockchain networks and stablecoins, allowing partners to choose flexible settlement rails depending on their needs.
Cross-Border Settlement
Rain enables near-instant global value transfer using stablecoins, reducing reliance on traditional banking rails for international transactions.
Compliance & Risk Management
Rain embeds KYC, AML, transaction monitoring, and dispute management directly into its infrastructure to ensure regulatory compliance.
Program Management & Controls
Rain provides customizable program controls, transaction logic, and authorization settings to tailor card behavior to specific business models.
Rewards & Loyalty Infrastructure
Rain supports integrated rewards and incentive systems that can be embedded directly into card programs to drive engagement.
Hosted Experiences
Rain offers pre-built hosted onboarding and compliance flows to accelerate product launches without heavy development work.
Enterprise Servicing & Support
Rain provides operational support, onboarding assistance, and servicing infrastructure for businesses launching large-scale financial programs.

Partner Cards.

DISCLAIMER
For educational purposes only. TODEY is not a financial advisor. No-KYC rules vary by country — users must assess project risks and always do their own research.

General Questions.

Rain supports seamless conversion of all major and local currencies to stablecoins via virtual accounts.

Rain supports stablecoin payouts in USDC, USDT, and other major stablecoins. Get in touch with us if you need support for a branded stablecoin—we’re happy to explore custom integrations.

Yes, Rain’s API allows seamless integration with your current systems.

Absolutely. Rain adheres to global KYC/AML standards to ensure compliance.

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