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COMPANY detail
ZYPTO CARD
Get your card. Load your crypto
CARD FEATURE OVERVIEW.
TIERS
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W BONUS
NONE
REG FEE / REQ
$10
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 1.75%
APR / YIELD
NO
CARD TYPE
VIRTUAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
NO
ATM LIMIT
$0
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
W BONUS
NONE
REG FEE / REQ
$50
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 1.75%
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
NO
ATM LIMIT
$750
DAILY LIMIT
$1,000,000/MO
GET THE CARD
VIRTUAL PREMIUM VISA
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $10 |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 1.75% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $0 |
| DAILY LIMIT | NOT DISCLOSED |
PHYSICAL PREMIUM VISA
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $50 |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 1.75% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $750 |
| DAILY LIMIT | $1,000,000/MO |
Last Updated: Sep 15, 2026
REGIONAL AVAILABILITY
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Available
Restricted
Not Specified
- Crypto is converted to USD when the card is loaded, not at the point of each purchase. The spending value is locked in at the time of loading.
First-class travel, lifestyle and purchase protection are included with every Zypto Premium Visa Card. Benefits include airport lounge access, luxury hotel perks, concierge service, health and emergency assistance, auto-rental insurance, baggage protection, purchase protection, extended warranty, price protection and other lifestyle/travel benefits.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- $0 monthly fees on both card tiers
- High spending limits (up to $1M/month on Physical)
- 100+ cryptocurrencies loadable
- Apple Pay and Google Pay support
- Full Visa Signature benefits included at no extra cost
- Self-custody wallet architecture (your keys, your coins)
- Freeze/unfreeze card in a tap
- SOC 2 Type I & II, ISO 27001, CCSS Level 3 certified
CONS
[ LIMITATIONS ]
- Crypto off-ramp fee: 3% on all loads
- ATM withdrawal fee: 1% on physical card
- No IBAN/SWIFT support
- Multiple fees stack (transaction + FX + off-ramp + gas)
- Physical card costs $50 upfront
- 1 card per holder limit for Physical
- No cashback or rewards on card spend
GENERAL QUESTIONS.
Zypto Crypto Cards let you spend crypto worldwide, online, in‑store or at ATMs. Choose physical or virtual, reloadable or single‑load, and stay fully DeFi‑native.
High limits – up to $1M monthly on our Physical Premium Card – $0 monthly fees, Apple Pay/Google Pay and NFC withdrawal support on virtual cards, and no need for banks or CEXs.
Yes, they are accepted by over 150 million merchants around the world, anywhere Visa or Mastercard is accepted.
Yes – you can load from most exchanges or directly from your DeFi wallet.
The Premium offers higher limits (up to $1M/month), fast KYC and mobile readiness; the Classic has higher daily ATM limits and the option to choose a metal card.
The Classic Card has a monthly fee, and the Premium Physical Card has $0 monthly fee.
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