COMPANY detail
ZEAL Card
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CARD FEATURE OVERVIEW.
CARD NAME
ZEAL CARD
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
UP TO 4%
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
HYBRID
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
€500
DAILY LIMIT
€8,000
GET THE CARD
ZEAL CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | UP TO 4% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | HYBRID |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €500 |
| DAILY LIMIT | €8,000 |
Last Updated: Sep 17, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
- DeFi yield: Do not attribute Aave/Sky yield or insurance claims to the Gnosis Pay Card without a separate current official source.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Self-custodial
- Up to 5% cashback in GNO tokens
- Zero FX fees at Visa wholesale exchange rates
- APY on EUR, USD, CHF, ETH via DeFi (Aave, Sky)
- Free card — no issuance, monthly, or hidden fees
- Free SEPA EUR bank transfers (IBAN via regulated Monerium)
- Auto-recharge from high-yield Earn account
- Biometric passkey security, no seed phrases needed
- Instant virtual card available immediately after KYC
- Real-time transaction alerts and card freeze feature
CONS
[ LIMITATIONS ]
- Cashback requires holding GNO tokens
- Cashback paid in GNO on Gnosis Chain
- DeFi yield is NOT insured
- No published daily/monthly spending or ATM limits on Zeal site
- Cashback programme ends 30 September 2026
- GNO token price volatility affects real cashback value
- Cashback excludes many categories: ATM, bank top-ups, financial services, utilities, taxes, Curve transactions
GENERAL QUESTIONS.
Zeal offers both virtual and physical Visa debit cards linked to your self‑custodial wallet. You can start spending instantly with a virtual card via the app.
No. Zeal card transactions use the Visa mid‑market rate, meaning 0% FX fees for spending in other currencies.
Yes. A quick ID verification is required to unlock full card features and order your card.
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