COMPANY detail
Wise Card An Account for Home and Away
CARD FEATURE OVERVIEW.
CARD NAME
WISE CARD
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
0%
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
€250
DAILY LIMIT
€5000
GET THE CARD
WISE CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €250 |
| DAILY LIMIT | €5000 |
Last Updated: Jul 24, 2026
REGIONAL AVAILABILITY
VIEW GLOBAL NETWORK
Available
Restricted
Not Specified
NOT a crypto card. Wise blocks all transfers to crypto exchanges. This is a fiat-only multi-currency account.
ATM: £250/€250/$250 free per month. After that: 2.69% (UK/EEA), $1.95+1.95% (US), 20 BRL (BR).
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- No foreign transaction fee markup (mid-market rate)
- Real exchange rates with low conversion fees
- Up to 3 virtual digital cards
- IBAN accounts for 22 currencies
- Physical card with freeze/unfreeze feature
- Over 14.8 million customers globally
- Free ATM withdrawals up to £250/€250/$250 per month
- Available in 160+ countries
- Optional yield: UK/EEA 3.25% GBP, 3.39% USD, 1.98% EUR (Wise Assets + BlackRock). US 3.14% USD (FDIC).
- Safeguarded funds (18.1B GBP) in government bonds & money market funds
- Smart Conversion auto-selects cheapest currency to convert from
CONS
[ LIMITATIONS ]
- No cryptocurrency support
- Blocks transfers to crypto exchanges
- Physical card issuance fee: 7 GBP / 7 EUR / 9 USD
- ATM fees after free allowance (1.95-2.69%)
- Custodial (Wise holds your funds)
- 2% fee on e-wallet top-ups (certain currencies exempted)
- Not available to Nevada (US) residents
- Only 1 physical card per account
- US interest not available to NY, AK, NV residents
GENERAL QUESTIONS.
Physical card costs 7 GBP / 7 EURO one-time. Virtual cards are free. No monthly fees.
40+ currencies including GBP, EUR, USD, AUD, CAD, CHF, JPY, and more.
Yes, you can get local bank details for 24+ currencies including GBP (UK), EUR (SEPA), and USD (US).
MORE CRYPTO CARDS.
TUYO CARD 
APY Earn
TUYO Rewards
UP TO 1% FX FEE
Multi-Currency IBAN
EXA CARD
FREE REG
NO CASHBACK
NON CUSTODIAL
UP TO 1.5% FX FEE
RIPIO CARD
CUSTODIAL
UP TO 2% CASHBACK
MULTIPLE BLOCKCHAINS
AVAILABLE IN BRAZIL & ARGENTINA
BLEAP CARD
0% FX FEE
MULTIPLE BLOCKCHAIN
1% CASHBACK / DEFAULT
DAILY LIMIT: €15,000
