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COMPANY detail
Wise Card
An Account for Home and Away
CARD FEATURE OVERVIEW.
CARD NAME
WISE CARD
ADD TO WATCHLIST
REMOVE FROM WATCHLIST
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
0%
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
€250
DAILY LIMIT
€5000
GET THE CARD
WISE CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €250 |
| DAILY LIMIT | €5000 |
Last Updated: Sep 18, 2026
REGIONAL AVAILABILITY
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Available
Restricted
Not Specified
NOT a crypto card. Wise blocks all transfers to crypto exchanges. This is a fiat-only multi-currency account.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- No foreign transaction fee markup
- Real exchange rates with low conversion fees via Smart Conversion
- Apple Pay and Google Pay support
- Up to 3 virtual digital cards available instantly for free
- IBAN accounts for 22 currencies
- Physical card with freeze/unfreeze feature
- Over 18.9 million customers globally
- Free ATM withdrawals up to £250/€250/$250 per month
- Transaction notifications on every purchase
- Available in 160+ countries and territories
- Optional yield
- Express delivery available
- Safeguarded funds (18.1B GBP) in government bonds & money market funds
- Smart Conversion auto-selects cheapest currency to convert from
CONS
[ LIMITATIONS ]
- NO cryptocurrency support
- Blocks transfers to crypto exchanges
- Physical card issuance fee: 7 GBP / 7 EUR / 9 USD
- ATM fees after free allowance (1.95-2.69%)
- Not a crypto card, fiat only
- Custodial (Wise holds your funds)
- 2% fee on e-wallet top-ups (certain currencies exempted)
- Not available to Nevada (US) residents
- Only 1 physical card per account
- US interest not available to NY, AK, NV residents
GENERAL QUESTIONS.
Physical card costs 7 GBP / 7 EURO one-time. Virtual cards are free. No monthly fees.
40+ currencies including GBP, EUR, USD, AUD, CAD, CHF, JPY, and more.
Yes, you can get local bank details for 24+ currencies including GBP (UK), EUR (SEPA), and USD (US).
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