COMPANY detail
WHOP CARD
Spend what you make, where you make
CARD FEATURE OVERVIEW.
CARD NAME
WHOP CARD
W BONUS
NONE
REG FEE / REQ
NOT DISCLOSED
CASHBACK
UP TO 5%
NEED KYC
YES
FX FEE
UP TO 1%
APR / YIELD
NO
CARD TYPE
CREDIT CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
DYNAMIC
GET THE CARD
WHOP CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | NOT DISCLOSED |
| CASHBACK | UP TO 5% |
| NEED KYC | YES |
| FX FEE | UP TO 1% |
| APR / YIELD | NO |
| CARD TYPE | CREDIT CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | DYNAMIC |
Last Updated: Sep 10, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
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Available
Restricted
Not Specified
- This is a SECURED CREDIT CARD, not a debit card. You're borrowing against your crypto collateral. 0% APR currently, but the terms reserve the right to introduce interest on new purchases at any time with prior notice.
5% cashback is only on 3 categories: Whop Ads, Content Rewards, Uber rides. Everything else earns 0%. Cashback is capped at $50K/month.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Non-custodial
- 0% APR on purchases
- Up to 5% cashback on business spend categories (Whop Ads, Content Rewards, Uber rides)
- Multi-chain collateral support across major EVM chains
- Virtual and physical cards supported, plus Authorized Users
- $50,000/month cashback cap
CONS
[ LIMITATIONS ]
- Business-only
- Collateral can be liquidated if value drops or payment is 1 day late
- Cash advances and balance transfers unavailable
- Cashback limited to 3 categories; Uber Eats/food delivery excluded
GENERAL QUESTIONS.
There is no disclosed card issuance fee. The card is free for Whop platform users who meet KYC requirements and provide sufficient crypto collateral on a supported blockchain.
ATMs are mentioned in the card terms as potentially available with a PIN, but no specific ATM limits or fees are disclosed. ATM cash advances are explicitly treated as "not available" under the Business Card Terms.
The Whop Spend Card operates on the Visa network. It is issued by Third National under license from Visa. Mastercard is mentioned in definitions but not confirmed as an active network for this card.
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