UR CARD Built on trust
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $0 |
| DAILY LIMIT | €2000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | €12/MONTH |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $0 |
| DAILY LIMIT | €10,000 |
- Basic users cannot use bank transfers. Pro users can receive and send EUR and CHF bank transfers via SEPA/SWIFT free of charge.
THE REAL STORY ON THIS CARD.
- Swiss IBAN account with multicurrency support
- 0% off-ramp fee for crypto-to-fiat conversion
- No annual fee for card
- Apple Pay, Google Pay, and Alipay integration
- Spend USDe directly via card
- USDe staking rewards with weekly payouts
- Pro membership currently free with enhanced limits and free bank transfers
- Licensed and regulated by FINMA
- Virtual card only
- No ATM withdrawal support
- No cashback or rewards on card spending
- FX fees apply (0-2%) depending on currency scenario
- Basic tier cannot receive EUR/CHF bank transfers (Pro only)
- USD payouts cost $50 flat fee regardless of tier
- Account limit is shared across all activities (CHF 30K/month)
- No deposit protection — funds not insured
GENERAL QUESTIONS.
UR (pronounced "You Are") is a next-generation borderless smart money app that makes it easy to spend and off-ramp, all in one simple and unified app. Built for both crypto natives and the crypto curious, UR simplifies the way people and businesses move between digital assets and fiat currencies. Fast and intuitive, UR turns complex crypto workflows into a seamless everyday experience.
Seamless Offramp Instantly convert crypto to fiat with near-zero fees, from any wallet or supported blockchain.
Regulated & Trusted Operates under a Swiss fintech license with full KYC/AML compliance.
Global Reach Available in 45+ countries with support for major fiat currencies.
Spend Anywhere Use your Mastercard debit card for everyday purchases, both online and offline.
Bank-Level Services Access multicurrency Swiss IBANs for transfers (SEPA, SWIFT). Currently supports EUR and CHF.
Onchain Transparency All deposits and card transactions are tokenized and settled on Mantle Network for speed, security, and verifiability.
UR offers two membership tiers—Basic and Pro—so you can choose the plan that best fits your needs. Both tiers give you access to UR’s products and services, while Pro members enjoy lower fees, exclusive perks, and additional features
https://docs.ur.app/hc/en-us/articles/13918670555663-UR-Memberships
