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COMPANY detail
TAKENOS Card
A digital wallet for LATAM
CARD FEATURE OVERVIEW.
TIERS
ADD TO WATCHLIST
REMOVE FROM WATCHLIST
W BONUS
NONE
REG FEE / REQ
$5
CASHBACK
0%
NEED KYC
YES
FX FEE
1%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$750
DAILY LIMIT
$5,000/WEEK
GET THE CARD
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
0%
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$500
DAILY LIMIT
$3,000
GET THE CARD
TAKECARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $5 |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | 1% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $750 |
| DAILY LIMIT | $5,000/WEEK |
SPICY CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $500 |
| DAILY LIMIT | $3,000 |
Last Updated: Oct 1, 2026
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
Country-specific details
Paraguay: TakeCard virtual card only; physical card shipping is not currently available.
Ecuador: Bank deposits cost 2%, while withdrawals cost 1%. TakeCard may help users avoid the 5% ISD tax and 15% digital IVA, but this tax exemption has not been officially verified.
Takenos Business account
An international business account designed for companies managing cross-border payments.
Free account opening
No monthly maintenance fees
Multi-currency sending and receiving (USD, EUR, BRL, ARS and other LATAM currencies)
Supports SWIFT, ACH, Wire and SEPA
Settlement within 24 hours
800K+ monthly payments processed
350+ active companies
Up to 3% yield on eligible account balances
Corporate cards coming soon
Card fees and limits
Physical TakeCard in Bolivia: $20 issuance fee + $20 shipping
TakeCard ATM withdrawal limit: $750/day
SpicyCard ATM withdrawal limit: $500/day in Argentina / $1,000 internationally
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Virtual + physical Visa and Mastercard cards
- No activation fee for SpicyCard
- Apple Pay + Google Pay
- USDT & USDC support
- TakeCard supports international spending
- SpicyCard has no additional commission on ARS purchases
- Up to $5,000/week default TakeCard spending limit
- SpicyCard $3,000 daily spending limit
- ATM withdrawals supported
CONS
[ LIMITATIONS ]
- $5 virtual TakeCard
- TakeCard charges a 1% purchase fee
- Physical TakeCard currently limited to Bolivia
- TakeCard physical card costs $20 + $20 shipping
- SpicyCard available only in Argentina
- SpicyCard requires Argentine DNI + active CUIT
- No fixed cashback rate disclosed
- Foreign-currency spending on SpicyCard can involve local taxes/perceptions
GENERAL QUESTIONS.
Takenos is the digital wallet that connects you to the world. Receive money from any country and use it for everyday expenses without hassle. The app gives you access to a card for global purchases and a local card for spending in Argentina. No maintenance fees and complete freedom to manage your money however you like.
Opening your Takenos account is 100% free. There are no setup or maintenance fees. - Receiving payments: free. - Withdrawals in local currency: free. - Withdrawals in USD or crypto: 3%, except for funds received from PayPal, Deel, or Airbnb.
Download the app from Google Play or the App Store and fill in your basic information. You can start using Takenos in minutes, with no setup or maintenance fees.
Requirements:
Be over 18 years of age and have a valid ID or passport.
The Takecard is Takenos' international card, issued abroad and accepted at any physical or online merchant worldwide that accepts Visa. Pay in the currency you need, without worrying about exchange rates or hidden fees. A card designed for your expenses abroad.
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