SIMPLE Card
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 2.5% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $2,500 |
| DAILY LIMIT | $30,000 |
Simple’s active Crypto Card is a non-custodial card provided and managed by Wirex. The card connects directly to the user’s Simple Self-Custodial Wallet, while Simple acts as the technology and interface layer.
Crypto card transactions carry a 2% conversion fee, incorporated into the exchange rate used when crypto is converted for card settlement.
Wirex’s terms also provide for storage fees on balances after prolonged inactivity. Depending on the balance type and duration of inactivity, fees can reach £/$/€5 per month per balance for fiat or 0.003 BTC equivalent per cryptoasset account per day after 18 months of inactivity.
THE REAL STORY ON THIS CARD.
- SELF-CUSTODIAL CRYPTO SPENDING
- LINKED DIRECTLY TO YOUR SELF-CUSTODIAL WALLET
- VISA CARD
- APPLE PAY AND GOOGLE PAY SUPPORT
- SPEND ONLINE AND IN-STORE
- MULTI-CURRENCY SPENDING
- 150+ SUPPORTED TOKENS IN THE SIMPLE WALLET
- SET CUSTOM CARD SPENDING LIMITS
- MPC-BASED WALLET SECURITY
- SEEDLESS WALLET RECOVERY
- FACE ID PROTECTION
- REAL-TIME SCAM DETECTION
- STAKING AND DEFI EARN FEATURES
- 2% CRYPTO CONVERSION FEE ON CARD TRANSACTIONS
- ADDITIONAL FX MARKUP IS INCLUDED IN THE CARD EXCHANGE RATE
- KYC AND WIREX DUE DILIGENCE REQUIRED
- WIREX CAN REJECT CARD APPLICATIONS
- CARD SERVICES ARE PROVIDED BY WIREX
- CRYPTO IS CONVERTED TO FIAT FOR CARD SETTLEMENT
- CARD LIMITS ARE NOT PUBLICLY DISCLOSED
- ATM LIMITS ARE NOT PUBLICLY DISCLOSED
- CARD REWARDS OR CASHBACK ARE NOT PUBLICLY DISCLOSED
- CARD AVAILABILITY VARIES BY JURISDICTION
- CARD FUNDS ARE NOT BANK DEPOSITS
- CARD FUNDS ARE NOT COVERED BY THE FINANCIAL SERVICES COMPENSATION SCHEME
- THIRD-PARTY ATM OR FOREIGN-CURRENCY FEES MAY APPLY
GENERAL QUESTIONS.
Card issuance is free (€0) for both custodial and non-custodial cards. No monthly cardholder management fee for custodial card. Non-custodial card: a 2% crypto conversion fee is embedded in the exchange rate when spending crypto.
Yes (custodial card). Domestic (EEA): First 3 ATM withdrawals per month are free, then 2% fee. International: €1.75 + 2.5% fee. Daily limit: €1,000. Monthly limit: €4,000. Non-custodial card: ATM limits per Wirex card terms.
Both cards operate on Mastercard network.
What countries are supported?
Custodial EUR Card: EEA countries (Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Norway, Iceland, Liechtenstein)
Non-Custodial Crypto Card: Global — excludes Wirex Prohibited Countries (AF, KP, CD, ER, LY, SO, SS, SD, YE, IR, IQ, CU, SY, ML, CF, GW, LB + sanctioned jurisdictions)
Stored Assets Ltd permanently ceased all custodial wallet commercial activities on 30 June 2026. The custodial platform is now withdrawal-only. Users must withdraw all crypto and fiat balances. The custodial card (Unlimit-issued) and self-custodial wallet remain operational.
MORE CRYPTO CARDS.
BYBIT CARD 
RIPIO CARD
REVOLUT CARD
