CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | NOT DISCLOSED |
| CASHBACK | NOT DISCLOSED |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $500 |
| DAILY LIMIT | $30,000 |
Simple’s Crypto Card is provided, issued and managed by Wirex and connects to the user’s Simple Self-Custodial Wallet. Crypto-funded card transactions incur a 2% conversion fee incorporated into the exchange rate.
Wirex’s general terms specify inactivity fees for eligible Wirex accounts holding balances. These can include £/$/€5 per month per traditional-currency balance and, after 18 months of inactivity, 0.003 BTC equivalent per cryptoasset account per day. Confirm whether these fees apply to the specific Simple Crypto Card agreement before presenting them as card-specific charges.
THE REAL STORY ON THIS CARD.
- SELF-CUSTODIAL CRYPTO SPENDING
- LINKED DIRECTLY TO YOUR SELF-CUSTODIAL WALLET
- VISA CARD
- APPLE PAY AND GOOGLE PAY SUPPORT
- SPEND ONLINE AND IN-STORE
- MULTI-CURRENCY SPENDING
- 150+ SUPPORTED TOKENS IN THE SIMPLE WALLET
- SET CARD SPENDING LIMITS
- MPC-BASED WALLET SECURITY
- FACE ID PROTECTION
- REAL-TIME SCAM DETECTION
- STAKING AND DEFI EARN FEATURES
- ADDITIONAL FX MARKUP IS INCLUDED IN THE CARD EXCHANGE RATE
- KYC AND WIREX DUE DILIGENCE REQUIRED
- WIREX CAN REJECT CARD APPLICATIONS
- CARD SERVICES ARE PROVIDED BY WIREX
- CRYPTO IS CONVERTED TO FIAT FOR CARD SETTLEMENT
- CARD LIMITS ARE NOT PUBLICLY DISCLOSED
- ATM LIMITS ARE NOT PUBLICLY DISCLOSED
- CARD REWARDS OR CASHBACK ARE NOT PUBLICLY DISCLOSED
- CARD AVAILABILITY VARIES BY JURISDICTION
- CARD FUNDS ARE NOT COVERED BY THE FINANCIAL SERVICES COMPENSATION SCHEME
- THIRD-PARTY ATM OR FOREIGN-CURRENCY FEES MAY APPLY
GENERAL QUESTIONS.
Card issuance is free (€0) for both custodial and non-custodial cards. No monthly cardholder management fee for custodial card. Non-custodial card: a 2% crypto conversion fee is embedded in the exchange rate when spending crypto.
Yes (custodial card). Domestic (EEA): First 3 ATM withdrawals per month are free, then 2% fee. International: €1.75 + 2.5% fee. Daily limit: €1,000. Monthly limit: €4,000. Non-custodial card: ATM limits per Wirex card terms.
Both cards operate on Mastercard network.
What countries are supported?
Custodial EUR Card: EEA countries (Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Norway, Iceland, Liechtenstein)
Non-Custodial Crypto Card: Global — excludes Wirex Prohibited Countries (AF, KP, CD, ER, LY, SO, SS, SD, YE, IR, IQ, CU, SY, ML, CF, GW, LB + sanctioned jurisdictions)
Stored Assets Ltd permanently ceased all custodial wallet commercial activities on 30 June 2026. The custodial platform is now withdrawal-only. Users must withdraw all crypto and fiat balances. The custodial card (Unlimit-issued) and self-custodial wallet remain operational.
USER RATINGS AND REVIEWS.
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