SecondFi Card SecondFi is a self-custody neofinance platform
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
THE REAL STORY ON THIS CARD.
- Self-custodial
- Cardano-native with deep ADA staking integration
- Wirex infrastructure: Visa principal member
- Crypto cashback on everyday spending
- Cross-chain swaps (100+ assets) directly in app
- Fiat on/off-ramp via Banxa and Encryptus
- Global ATM withdrawals
- Inherited 1M+ users from Yoroi Wallet
- DeFi, staking, and RWA access from one app
- Only 36 countries for card
- Not a regulated bank or EMI
- No IBAN/SWIFT
- Japan market is separate (custodial Card via Slash, not self-custodial)
- Many key details (fees, cashback rate, yield) not yet disclosed
- Yield from RWA vaults still "coming soon"
GENERAL QUESTIONS.
SecondFi is a self-custodial neofinance platform built for spending, trading, earning, and saving — with you in control. Built on Yoroi wallet infrastructure, it's a second home for your money where no one holds the keys but you.
SecondFi puts you in control of your assets. There’s no need to rely on an intermediary — you can manage, move, and use your funds directly, all in one place.
One app, full control. You can spend globally with a debit card, trade, earn on your holdings, and save — all from a single account that you own.
No. SecondFi is built on Yoroi, a multichain wallet infrastructure. Users can access thousands of tokens, earn on their holdings, and spend at thousands of merchants worldwide.
Yoroi Wallet is evolving into SecondFi, a neofinance platform. Your wallet updates automatically with no action needed. You keep full self-custody and gain new features like a crypto card, yield-bearing vaults, and fiat on/off ramps.
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