Plutus card comes with more perks
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | €6.99/MO |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | UP TO 2.5% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | €500,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | €9.99/MO |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | UP TO 2.5% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | €500,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | €19.99/MO |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | UP TO 2.5% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | €500,000 |
- PRS (Plutus Reward System) now has two forms: Points (non-withdrawable) and Tokens (crypto-asset). Stack PRS to unlock higher reward rates.
(Level | PRS Required | Rewards | Perks | Rewards Cap)
Noob | 1 PRS | 3% | 0 | 1
Researcher | 100 PRS | 3% | 0 | 100
Explorer | 200 PRS | 3% | 0 | 200
Adventurer | 500 PRS | 3% | 1 | 500
Chad | 1,000 PRS | 3% | 3 | 1,000
Hero | 2,000 PRS | 4% | 4 | 2,000
Veteran | 3,000 PRS | 5% | 5 | 3,000
Legend | 10,000 PRS | 6% | 6 | 10,000
Myth | 20,000 PRS | 7% | 7 | 20,000
GOAT | 30,000 PRS | 8% | 8 | 30,000
Honey Badger | 40,000 PRS | 9% | 9 | 40,000
THE REAL STORY ON THIS CARD.
- 3-9% PRS cashback on everyday spending
- Non-custodial
- 50+ monthly perks worth up to £10 each
- Free virtual card with instant issuance
- UK IBAN + EEA IBAN
- Apple Pay, Google Pay, and Samsung Pay supported
- 14-day free trial for new users
- Visa network with 70M+ merchant acceptance
- MiCA Whitepapers available
- Monthly subscription required (£6.99-£19.99)
- 2.5% FX fee on non-domestic transactions
- 2.5% ATM withdrawal fee
- UK/EEA only
- 45-day pending period before PRS payout
- Requires stacking PRS tokens for higher reward levels
- PRS Points are non-withdrawable (only Tokens can be paid out)
- Account goes to sleep mode after 60 days of inactivity
GENERAL QUESTIONS.
Starter
£/€6.99 monthly | £/€ 69.99 annually
3% rewards on £/€250 monthly spend
1 Perk
Everyday
£/€9.99 monthly | £/€ 99.99 annually
3% rewards on £/€500 monthly spend
2 Perks
Premium
£/€19.99 monthly | £/€ 199.99 annually
3% rewards on £/€1,000 monthly spend
3 Perks
Access to PlutusSwaps Premium, which lets you redeem 1 PLUS each month for a £/€10 card top-up.
What are Plutus Reward Levels?
Plutus Reward Levels are designed to enhance your experience by providing additional perks and higher reward rates based on the amount of PLU you stack. By holding PLU in your external connected wallet, you unlock various benefits that can significantly boost your rewards and offer more flexibility in how you use the Plutus platform.
Available Reward Levels:
Noob: 1 PLU
Researcher: 100 PLU
Explorer: 200 PLU
Adventurer: 500 PLU
Chad: 1,000 PLU
Hero: 2,000 PLU
Veteran: 3,000 PLU
Legend: 10,000 PLU
Myth: 20,000 PLU
GOAT: 30,000 PLU
HoneyBadger: 40,000 PLU
Plutus offers various ways to maximize your rewards and perks each month. By strategically using your PLU, taking advantage of stacking opportunities, and making the most of our referral program, you can significantly boost your earnings. Here’s how you can earn more rewards and perks each month:
1. Stack PLU to Unlock Higher Reward Levels
One of the best ways to increase your rewards is by stacking PLU. The more PLU you hold, the higher your reward level, and the more perks you can unlock.
Available Reward Levels:
Noob: 1 PLU
Researcher: 100 PLU
Explorer: 200 PLU
Adventurer: 500 PLU
Chad: 1,000 PLU
Hero: 2,000 PLU
Veteran: 3,000 PLU
Legend: 10,000 PLU
Myth: 20,000 PLU
GOAT: 30,000 PLU
HoneyBadger: 40,000 PLU
Benefits of Higher Reward Levels:
More Perks: Unlock additional perks at higher reward levels.
Increased Rewards Rates: Earn up to 9% back in +PLUS Points on your transactions.
Increased CRY: Earn up to 9% Compounding Rewards Yield (CRY).
2. Choose and Use Your Perks Wisely
Each month, you can select a variety of perks that best match your spending habits. These perks allow you to earn +PLUS Points on specific brands or categories. Here’s how to make the most of them:
Selecting Perks:
Log In: Access the Perks tab in the Plutus app or web dashboard.
Choose Your Perks: Select the perks that align with your monthly spending habits. For example, if you frequently shop at a particular store, make sure to select it as one of your perks.
Using Perks:
Spend as Usual: Use your Plutus Card for purchases at the selected brands.
Earn Rewards: Automatically earn +PLUS Points on your purchases, up to the specified limit for each perk.
3. Participate in the Referral Program
The Plutus referral program allows you to earn additional rewards by inviting friends and family to join Plutus. Here’s how you can maximize your earnings through referrals:
How to Use the Referral Program:
Get Your Referral Link: Find your unique referral link in the Settings > Referrals section of the Plutus app.
Share Your Link: Share the link with friends and family. When they sign up and make their first deposit using your referral link, both of you will earn $10 in +PLUS Points.
Golden Tickets: Occasionally, Plutus offers Golden Tickets, which are special referral links that provide enhanced rewards. Both the referrer and the referee can earn $50 in PLU rewards using these links.
4. Regularly Check for Promotions and Updates
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