OPPIWALLET Card Spend Your Crypto Instantly
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $5 |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 2.5% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $100 |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 2.5% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
Oppi Wallet is the only self-custody crypto card in this vault so far that also offers a physical card, virtual on Mastercard ($5 net), physical on Visa ($100). The two-network split is unusual.
India-specific pricing ($15 activation) suggests regional issuing partnerships.
THE REAL STORY ON THIS CARD.
- Self-custody wallet
- Cheap virtual card: $5 effective activation, no monthly fees
- Multi-chain: 5 networks
- Apple Pay and Google Pay for both virtual and physical cards
- In-app crypto swap and buy/sell at market rates
- KYC only for card features
- VASP-certified + Cyberscope-audited + AES-256 encryption + 2FA
- Multiple virtual cards with shared balance
- Travel booking integration (flights, hotels)
- Native iOS and Android apps (not just web)
- No exchange account needed
- Card issuer and fiat custodian not publicly named
- FX fee 2-2.5%
- No published daily/transaction/ATM limits
- No IBAN/SWIFT/fiat banking
- No cashback or rewards programme
- No published country whitelist/blacklist
- India pricing higher than global ($10 vs $5 effective)
GENERAL QUESTIONS.
Virtual card: $10 activation fee, $5 credited back to your balance → $5 effective cost. Physical card: $100 including shipping. No monthly or annual fees. India: virtual card $15 activation ($5 back → $10 effective).
Unclear. Marketing mentions "withdraw cash worldwide" but the virtual card runs on Mastercard (typically no ATM for virtual-only). The physical card on Visa may support ATM withdrawals, but no ATM limits or fees are published.
Your private keys stay on your device — Oppi never has access to your wallet. However, when you top up the card, your crypto is converted to fiat and held by an unnamed card issuer. The wallet is self-custody; the card balance is not. VASP-certified, Cyberscope-audited, AES-256 encrypted.
