COMPANY detail
MPCVAULT Card Pay for Services in Crypto
CARD FEATURE OVERVIEW.
CARD NAME
MPCVAULT CARD
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 3%
APR / YIELD
NO
CARD TYPE
VIRTUAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
MPCVAULT CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 3% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
Last Updated: Jul 29, 2026
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
Every top-up costs 3 USDC + 0.5%. Small frequent deposits mean you pay the flat 3 USDC fee repeatedly. Batch your deposits.
KYB is $10 and mandatory before any card features unlock.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Self-custodial MPC wallet
- Unlimited virtual cards for team members with individual spend controls
- Apple Pay, Google Pay, and AliPay supported
- Off-ramp to 6 fiat currencies (USD, EUR, GBP, SGD, AUD, AED) via ACH/SWIFT/WIRE
- SOC 2 Type II certified and NMLS licensed
- 0% FX on domestic USD transactions with US merchants
- Multi-chain wallet supports 16+ blockchains
- KYB-based business verification
CONS
[ LIMITATIONS ]
- Virtual cards only
- USDC-only for card funding (Ethereum, Polygon, Solana)
- 3 USDC + 0.5% deposit fee per top-up
- Up to 3% FX on international transactions
- KYB required ($10 fee), no individual/personal accounts
- No ATMs mentioned in current card docs
- No IBAN/SWIFT on the card itself (off-ramp is separate feature)
- Product model appears to have changed (credit → prepaid) — no migration path documented
GENERAL QUESTIONS.
The MPCVault Card can be funded using USDC only. Top-ups are supported on the Ethereum, Polygon, and Solana blockchains, as specified in the official card usage documentation.
Yes. KYC/KYB verification is mandatory before card functionality is enabled. According to the official documentation, a one-time verification fee of $10 USD applies.
The official documentation explicitly confirms support for virtual cards, including the ability to create multiple virtual cards with custom spending limits.
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