MINE CARD The future is Mine
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 1.5% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $0 |
| DAILY LIMIT | $62,500 |
THE REAL STORY ON THIS CARD.
- Non-custodial by default
- Industry-low on/off-ramp: $0.90 flat with 1:1 rate and 0% spread on stablecoin flows
- 0.25% FX with Card Premium
- 5% opt-in yield via Aave V3, non-custodial
- Multi-currency account with local rails — SEPA, ACH, PIX, SPEI, M-Pesa, UPI
- 175+ country card acceptance
- Published transaction limits
- Swiss-engineered, blockchain-native
- Mine-to-Mine transfers free and instant
- Not yet live, sign-up is "coming soon"
- Basic FX at 1.5% is high
- No cashback on Basic tier
- No physical card on Basic tier, virtual only
- ATM fee: $5 per international withdrawal
- Business accounts and features listed as "coming soon"
GENERAL QUESTIONS.
USD ↔ USDC and EUR ↔ EURC are 1:1 with a flat $0.90 fee and no spread - the cheapest ramps on the market, the same price whether you move $50 or $50,000. Every other pay-in and pay-out corridor is hyper-competitive: real mid-market rates and a small, transparent margin - never a hidden spread.
It's a Mastercard issued by Unblock Atomo SARL in the EEA. Tap it anywhere Mastercard is accepted. Mine converts from your chosen balance — Premium pricing announced soon.
Mine is operated by EMM Ventures AG in Switzerland. The Mastercard is issued by Unblock Atomo SARL, an EEA-licensed e-money institution in Luxembourg. USDC is issued by Circle Internet Financial.
Wise and Revolut custody your money. Mine does not. Your balance is USDC in your own wallet, with an account number and a Mastercard layered on top.
No. Stablecoins are under the hood. The app shows dollars, euros, pounds. The currencies you actually spend.
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