LYDIAN CARD
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL, PHYSICAL AND CREDIT |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
It's not prepaid/debit. Your USDT/USDC sits as collateral, and you spend against it as credit, like a secured credit card.
Visa Platinum tier is genuinely premium, purchase protection, extended warranty, and travel perks included at no extra cost.
THE REAL STORY ON THIS CARD.
- No annual fee, both physical and virtual cards are free to issue
- Visa Platinum benefits: purchase protection, extended warranty, travel perks
- Non-custodial wallet
- Multi-chain support
- Apple Pay and Google Pay supported
- Instant virtual card issuance
- Physical card ships to doorstep
- Collateralized credit card model
- No published cashback/rewards rate
- No published fee schedule for FX/conversion
- No published ATM or spending limits
- No IBAN/bank account
- No published country whitelist from Lydian
- No tiered membership or premium tiers
- No insurance on digital assets disclosed
GENERAL QUESTIONS.
You can use the card at over 150 million merchants worldwide. Your Lydian Card will work in-store, online, and abroad wherever Visa is accepted.
To provide the most stable and reliable spending experience, the Lydian Card is natively funded by USDT and USDC on our supported networks. However, you aren't limited by what you hold; the Lydian Wallet app allows you to instantly swap a wide variety of major digital assets into your card balance. This gives you the freedom to manage a diverse portfolio while enjoying the rock-solid utility of the world's leading stablecoins.
No. Once your Lydian Card is funded with USDT or USDC, the conversion to local currency happens instantly and automatically at the point of sale. There's no need to manually “sell” your assets for fiat or wait for bank transfers before you tap. If you hold other assets in your Lydian Wallet, you can swap them into your card-ready balance with a single tap, ensuring your spending is always lag-free.
The Lydian Card is issued by Rain, a Visa Principal Member, and operates over the Visa network with fraud monitoring and cardholder protections.
You'll enjoy transparent and straightforward pricing, subject to applicable fees and limits. Both the physical and virtual cards are free to issue. Any applicable network or conversion fees are clearly shown before you complete a transaction.
Both give you full Platinum benefits and are accepted wherever Visa is accepted. The virtual card is perfect for secure online shopping and contactless payments, while the physical card offers a premium in-person feel. Both the physical and virtual cards can be added to Apple Pay and Google Pay for ultimate convenience.
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