Loading reviews...
COMPANY detail
KOSH Card
The global financial account
CARD FEATURE OVERVIEW.
CARD NAME
KOSH CARD
ADD TO WATCHLIST
REMOVE FROM WATCHLIST
W BONUS
NONE
REG FEE / REQ
$10
CASHBACK
YES
NEED KYC
YES
FX FEE
UP TO 2%+$0.30
APR / YIELD
YES
CARD TYPE
CREDIT CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$750
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
KOSH CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $10 |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | UP TO 2%+$0.30 |
| APR / YIELD | YES |
| CARD TYPE | CREDIT CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $750 |
| DAILY LIMIT | NOT DISCLOSED |
Last Updated: Sep 4, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
Crypto-collateralized credit card, user posts USDC/USDT collateral for spending limit. If collateral value drops below outstanding charges and you don't top up, automated liquidation triggers.
Multiplier earn rates apply to selected categories/merchants up to a monthly points-eligible spend limit; above the cap spend earns the base rate (per Loyalty Terms, app shows current rates).
- Cashback: 10% Reward Points on each spend - 5% cashback on hotel bookings.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- 10% Reward Points on all eligible purchases
- 5% cashback on hotel bookings
- 0% APR, no interest on purchases
- 0% fee on USD transactions
- Multi-currency virtual accounts (USD, EUR, GBP, AED, SWIFT)
- Metal physical card
- AI-powered expense analysis
- 4–6% yield on idle balances (Smart Savings)
- Investing (crypto + stocks) from same account
- Business card program with team management
- Family/team cards
- No monthly fee
CONS
[ LIMITATIONS ]
- Physical card costs $100 (normally)
- Virtual card costs $10 (not free)
- $10 annual fee
- 2% FX fee on non-USD spending
- International transactions: $0.30 flat fee on top of 2% FX
- ATM withdrawals: $1 + 1% + FX, expensive for small amounts
- $1 fee for ATM balance enquiries AND declines
- Late payment: $30 (first), $40 (subsequent)
- No deposit insurance, stablecoin-held funds
- No Visa Concierge or Airport Lounge access
- Reward Points are in-app credit only, no cash-out; value/benefits set by KOSH and may change
GENERAL QUESTIONS.
KOSH is a stablecoin-powered financial platform that gives you a USD account, a global Visa card, and instant cross-border payouts — all from one app. Built for freelancers, remote workers, and businesses who earn and spend globally.
According to the official Kosh Money site, Kosh offers unlimited virtual cards for your team. There is no mention of physical cards in the current official documentation.
No. The official website does not disclose details regarding registration fees, foreign exchange (FX) fees, cashback programs, or other fee structures in its currently available documentation.
The official documentation on kosh.money does not provide information about supported blockchains for funding, nor does it list the regions where Kosh Money is available. Those details are not currently published on the site.
MORE CRYPTO CARDS.
BITGET WALLET CARD 
NO ANNUAL FEE
Self-custodial
Up to 3% assetback
NO INTEREST / NO APR
CRYPTO.COM
Streaming Rebates
Zero FX Fees (Plus+)
Up to 5% CRO Cashback
Airport Lounge Access
AVICI CARD
Self-Custody
0% Avici FX fee
Third-Party Payments
Collateralised Visa Credit Card
MERCURYO SPEND CARD
Multi-chain
FX fee not disclosed
Up to €40K/month spending limit