COMPANY detail
KOLAN CARD
One app. Anything finance
CARD FEATURE OVERVIEW.
CARD NAME
KOLAN CARD
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 3%
APR / YIELD
NO
CARD TYPE
VIRTUAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
DYNAMIC
GET THE CARD
KOLAN CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 3% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | DYNAMIC |
Last Updated: Sep 16, 2026
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
Fees confirmed from Card Terms: ATM $1.00+0.65%, FX up to 3%, cross-border up to 3%, late payment up to $40, returned payment up to $29.
Cash advances not available; balance transfers not available.
Collateral can be liquidated with only 1 day notice if repayment isn't made.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- True self-custody
- 0% APR on all purchases
- No interest charges or hidden financing costs
- Transparent fee structure published in Card Terms
- USD, EUR, GBP accounts built-in for global receivables
- Integrated prediction markets and perpetual futures
- Visa network acceptance globally
- 100+ countries supported
- Public stats dashboard with real-time metrics
- Multi-chain collateral support (6 blockchains)
CONS
[ LIMITATIONS ]
- Business use ONLY, not available for personal/consumer spending
- Consumer credit protections do not apply (commercial card)
- Up to 6% combined fees on non-USD foreign transactions (3% FX + 3% cross-border)
- Collateral liquidation threat: 1-day repayment window, collateral can be seized if value drops
- No cashback or rewards program disclosed
- Formerly Hurupay, rebrand may cause confusion
GENERAL QUESTIONS.
The virtual card is generated instantly for free. Physical card issuance fees are not publicly disclosed.
Yes, but with fees: $1.00 + 0.65% per withdrawal. ATM balance inquiry costs $0.60 and ATM declines cost $0.60.
Visa. The Card Terms explicitly state the card is "issued by the Issuer under license from Visa."
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