HypurrFi announced on May 15, 2026, that the HypurrFi brand and card program are being discontinued.
HYPURRFI CARD Hold Everything. Spend Anywhere
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 1.5% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $0 |
| DAILY LIMIT | NOT DISCLOSED |
THE REAL STORY ON THIS CARD.
- Non-custodial
- Real-time credit, no pre-loading or off-ramps needed
- Collateral continues earning yield
- $0 annual fee and no card-level interest (0% APR)
- Low entry barrier: $100 min collateral for Base access
- Dual spending modes (borrow and spend)
- Points and XP rewards program
- Instant borrowing — entire process completes within seconds
- Virtual card only
- Moderately high fees for non-USD purchases (1% FX + 0.5% workflow)
- Currently in early access / eligibility-gated rollout
- PWA only, no native iOS/Android app
- No ATM withdrawals supported
- Smart contract wallets not yet supported
GENERAL QUESTIONS.
The HypurrFi Card is a payment card that lets you access spending power by borrowing against your crypto. Instead of selling your holdings, you use them as collateral to access everyday purchasing power while keeping your assets on-chain.
When you tap your card, it borrows against your collateral in real time. There are no off-ramps, no top-ups, and no pre-loading required. You spend, the card borrows, and you repay on your own terms.
No. Unlike traditional crypto cards that require you to convert and load funds first, the HypurrFi Card borrows directly against your collateral at the moment of purchase. Your crypto stays on-chain.
You can use a variety of supported crypto assets as collateral, including ETH, WBTC, USDC, USDT, and other major tokens. The specific assets available depend on the protocols integrated with HypurrFi.
No. Your spending capacity is determined by the value of your crypto collateral, not your credit score. Get approved quickly without impacting your credit history.
Anywhere Visa is accepted — over 150 million merchants, online and in-store. You can also use it for subscriptions and bill payments.
Connect your wallet and check your eligibility. Access is available in select jurisdictions and is being rolled out based on eligibility criteria including wallet history.
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