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COMPANY detail
GREY CARD
Inclusive global banking designed just for you
CARD FEATURE OVERVIEW.
TIERS
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W BONUS
NONE
REG FEE / REQ
$5
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 1%
APR / YIELD
NO
CARD TYPE
VIRTUAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
HYBRID
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$0
DAILY LIMIT
$10,000
GET THE CARD
W BONUS
NONE
REG FEE / REQ
$4
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 1%
APR / YIELD
NO
CARD TYPE
VIRTUAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
HYBRID
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$0
DAILY LIMIT
$10,000
GET THE CARD
GREY VISA
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $5 |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 1% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | HYBRID |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $0 |
| DAILY LIMIT | $10,000 |
GREY MASTERCARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $4 |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 1% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | HYBRID |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $0 |
| DAILY LIMIT | $10,000 |
Last Updated: Sep 12, 2026
REGIONAL AVAILABILITY
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Available
Restricted
Not Specified
Grey's Mastercard is a legacy/region-limited product with separate documentation.
Mastercard availability is currently limited to specific regions, including India, Turkey and Vietnam.
- US balance and Mastercard balance are separate; Mastercard requires separate funding.
Mastercard does not support Apple Pay or Google Pay.
Mastercard does not have a PIN.
Visa and Mastercard have different funding, wallet-balance and mobile-payment behavior.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- ZERO MONTHLY MAINTENANCE FEES
- VIRTUAL VISA CARD WITH INSTANT ISSUANCE
- APPLE PAY AND GOOGLE PAY SUPPORT
- 3D SECURE AND IN-APP CARD CONTROLS
- MULTIPLE VIRTUAL CARDS FOR DIFFERENT USE CASES
- SPEND DIRECTLY FROM USD, EUR, GBP AND OTHER SUPPORTED BALANCES
- VISA ACCEPTANCE AT 150M+ MERCHANTS WORLDWIDE
- 1 POINT PER $1 OF ELIGIBLE CARD SPEND
- 500 BONUS POINTS AFTER $200 QUALIFYING SPEND
- 24/7 CUSTOMER SUPPORT
CONS
[ LIMITATIONS ]
- $5 ONE-TIME CARD CREATION FEE
- VIRTUAL CARD ONLY, NO PHYSICAL CARD
- UP TO 2% + $0.50 CROSS-BORDER FEE
- 0%–1% CURRENCY CONVERSION FEE DEPENDING ON PAIR
- REWARDS ARE PAID AS POINTS, NOT CASHBACK
- ONLY VISA TRANSACTIONS OF $10+ QUALIFY FOR REWARD POINTS
- NO ATM WITHDRAWALS OR TRANSFERS ON THE VISA CARD
- CRYPTO IS CUSTODIAL
- DIGITAL ASSETS MAY BE HELD IN POOLED OR OMNIBUS WALLETS
- NO FDIC OR EQUIVALENT DEPOSIT INSURANCE ON GREY BALANCES OR DIGITAL ASSETS
- CRYPTOCURRENCY PAYMENTS AND SERVICES ARE BLOCKED
- CARD AVAILABILITY IS LIMITED TO SELECT JURISDICTIONS
GENERAL QUESTIONS.
$5 one-time card creation fee. No monthly maintenance fees. Replacement cards after termination also incur a $5 creation fee.
Not disclosed. The Grey card is virtual-only, designed for online and contactless (Apple Pay/Google Pay) payments. ATM functionality is not mentioned on any public page.
Visa (primary) and Mastercard (also available — Help Center references "Grey Virtual Mastercard"). The Cards page currently showcases Visa Platinum.