GREY CARD Inclusive global banking designed just for you
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $5 |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $0 |
| DAILY LIMIT | $10,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $4 |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $0 |
| DAILY LIMIT | $10,000 |
Digital assets are held in pooled/omnibus wallets, not individually assigned addresses.
- Grey's MasterCard virtual card appears to be a legacy product with limited documentation. Key indicators:
No dedicated marketing page, only documented in Help Center.
Separate balance from main wallet ("Your US balance and MasterCard balance are not the same").
No Apple Pay, Google Pay, or PIN support.
THE REAL STORY ON THIS CARD.
- Zero monthly maintenance fees
- 0% FX fee on foreign purchases
- Two card options: Visa and MasterCard
- Multi-currency accounts (USD, EUR, GBP)
- IBAN provided for receiving international payments
- ISO 27001 certified
- Regulated by FinCEN (US) and FINTRAC (Canada)
- Multiple virtual cards for different purposes
- 3D Secure protection (Visa)
- Spend directly from balance
- USDC stablecoin support confirmed
- Virtual only, no physical card
- Crypto is custodial
- Cross-border fee up to 2% + $0.50
- No cashback or rewards program
- No FDIC or deposit insurance on balances (fiat or crypto)
- Digital assets held in pooled/omnibus wallets
- MasterCard: no Apple Pay, Google Pay, or PIN support; separate balance from main wallet
GENERAL QUESTIONS.
$5 one-time card creation fee. No monthly maintenance fees. Replacement cards after termination also incur a $5 creation fee.
Not disclosed. The Grey card is virtual-only, designed for online and contactless (Apple Pay/Google Pay) payments. ATM functionality is not mentioned on any public page.
Visa (primary) and Mastercard (also available — Help Center references "Grey Virtual Mastercard"). The Cards page currently showcases Visa Platinum.
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| FEATURE | GREY VISA | GREY MASTERCARD |
|---|---|---|
| W BONUS | NONE | NONE |
| REG FEE / REQ | $5 | $4 |
| CASHBACK | 0% | 0% |
| NEED KYC | YES | YES |
| FX FEE | 0% | 0% |
| APR / YIELD | NO | NO |
| CARD TYPE | VIRTUAL CARD | VIRTUAL CARD |
| CARD NETWORK | ||
| BLOCKCHAIN | ||
| REGION |