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COMPANY detail
FIGO CARD
Everything you need to earn, spend, and move money globally
CARD FEATURE OVERVIEW.
CARD NAME
FIGO CARD
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W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 3%
APR / YIELD
NO
CARD TYPE
VIRTUAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$500
DAILY LIMIT
$10,000
GET THE CARD
FIGO CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 3% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $500 |
| DAILY LIMIT | $10,000 |
Last Updated: Nov 1, 2026
REGIONAL AVAILABILITY
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Available
Restricted
Not Specified
USDC cashback: Figo’s website mentions it as “coming soon”.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- $0 MONTHLY MAINTENANCE, NO INACTIVITY FEES
- FREE USDC AND BANK-TRANSFER DEPOSITS
- PERSONAL USD ACCOUNT FOR RECEIVING PAYMENTS
- FUND ACCOUNTS THROUGH ACH AND WIRE TRANSFERS
- RECEIVE PAYMENTS FROM PAYONEER, DEEL AND WISE
- US-ISSUED VISA SUPPORTS DOMESTIC ONLINE PURCHASES
- USDC DEPOSITS CREDITED ONE-TO-ONE AGAINST USD
- FREEZE OR UNFREEZE CARDS INSTANTLY IN-APP
- REAL-TIME ALERTS FOR CARD TRANSACTIONS
- DIRECT CUSTOMER SUPPORT AVAILABLE THROUGH WHATSAPP
CONS
[ LIMITATIONS ]
- VIRTUAL-ONLY CARD; PHYSICAL CARDS ARE FORTHCOMING
- $0.35 FEE APPLIES TO USD TRANSACTIONS
- INTERNATIONAL PAYMENTS INCUR $0.60 PLUS 2% FX
- US TERMS ALLOW FX FEES REACHING 3%
- PUBLISHED FEES DIFFER ACROSS OFFICIAL FIGO DOCUMENTATION
- KYC REQUIRES IDENTITY, SELFIE AND ADDRESS VERIFICATION
- SUPPORTED USDC NETWORKS REQUIRE IN-APP CONFIRMATION
- CARD SETTLEMENT MAY INVOLVE THIRD-PARTY CUSTODY ARRANGEMENTS
- DISPUTES MAY INCUR A $30 PROCESSING FEE
- COUNTRY ELIGIBILITY VARIES ACROSS CONFLICTING OFFICIAL PAGES
GENERAL QUESTIONS.
You get a virtual Figo card you can use immediately for online purchases. Card details are available in your dashboard. Physical cards are coming soon.
Physical cards are coming soon. Currently, we offer virtual cards that work for all online purchases anywhere Visa is accepted.
Your Figo card works wherever Visa is accepted — over 150 million merchants on the Visa network. Use it for online shopping, subscriptions (Netflix, Spotify, YouTube Premium), software (Adobe, Canva), digital ads (Google Ads, Meta Ads), and education payments.
Go to Cards → select your card → Freeze Card. Your card will be blocked immediately. To unfreeze, follow the same steps and tap Unfreeze. Freezing doesn't cancel your card or affect your balance — it just blocks new transactions.