COMPANY detail

ENDL CARD

Business banking for international payments
Card Fallback

CARD FEATURE OVERVIEW.

ENDL CARD - US CONSUMERENDL CARD - INTERNATIONAL CONSUMERENDL CARD - US BUSINESSENDL CARD - INTERNATIONAL BUSINESS
TIERS
ADD TO WATCHLIST REMOVE FROM WATCHLIST
W BONUS
NONE
REG FEE / REQ
NOT DISCLOSED
CASHBACK
0%
NEED KYC
YES
FX FEE
0%
APR / YIELD
NO
CARD TYPE
CREDIT CARD
CARD NETWORK
visa
BLOCKCHAIN
ethereumpolygonarbitrumoptimism
REGION
USA
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
DYNAMIC
GET THE CARD
GET IT NOW
W BONUS
NONE
REG FEE / REQ
NOT DISCLOSED
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 1%
APR / YIELD
NO
CARD TYPE
CREDIT CARD
CARD NETWORK
visa
BLOCKCHAIN
ethereumpolygonarbitrumoptimism
REGION
EUUKLATAMAPACGLOBAL
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
DYNAMIC
GET THE CARD
GET IT NOW
W BONUS
NONE
REG FEE / REQ
NOT DISCLOSED
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 3%
APR / YIELD
NO
CARD TYPE
CREDIT CARD
CARD NETWORK
visa
BLOCKCHAIN
ethereumpolygonarbitrumoptimism
REGION
USA
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
DYNAMIC
GET THE CARD
GET IT NOW
W BONUS
NONE
REG FEE / REQ
NOT DISCLOSED
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 1%
APR / YIELD
NO
CARD TYPE
CREDIT CARD
CARD NETWORK
visa
BLOCKCHAIN
ethereumpolygonarbitrumoptimism
REGION
EUUKLATAMAPACGLOBAL
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
DYNAMIC
GET THE CARD
GET IT NOW
US CONSUMER
W BONUS NONE
REG FEE / REQ NOT DISCLOSED
CASHBACK 0%
NEED KYC YES
FX FEE 0%
APR / YIELD NO
CARD TYPE CREDIT CARD
CARD NETWORK visa
BLOCKCHAIN ethereumpolygonarbitrumoptimism
REGION USA
WALLET TYPE NON CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT NOT DISCLOSED
DAILY LIMIT DYNAMIC
GET IT NOW
INTERNATIONAL CONSUMER
W BONUS NONE
REG FEE / REQ NOT DISCLOSED
CASHBACK 0%
NEED KYC YES
FX FEE UP TO 1%
APR / YIELD NO
CARD TYPE CREDIT CARD
CARD NETWORK visa
BLOCKCHAIN ethereumpolygonarbitrumoptimism
REGION EUUKLATAMAPACGLOBAL
WALLET TYPE NON CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT NOT DISCLOSED
DAILY LIMIT DYNAMIC
GET IT NOW
US BUSINESS
W BONUS NONE
REG FEE / REQ NOT DISCLOSED
CASHBACK 0%
NEED KYC YES
FX FEE UP TO 3%
APR / YIELD NO
CARD TYPE CREDIT CARD
CARD NETWORK visa
BLOCKCHAIN ethereumpolygonarbitrumoptimism
REGION USA
WALLET TYPE NON CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT NOT DISCLOSED
DAILY LIMIT DYNAMIC
GET IT NOW
INTERNATIONAL BUSINESS
W BONUS NONE
REG FEE / REQ NOT DISCLOSED
CASHBACK 0%
NEED KYC YES
FX FEE UP TO 1%
APR / YIELD NO
CARD TYPE CREDIT CARD
CARD NETWORK visa
BLOCKCHAIN ethereumpolygonarbitrumoptimism
REGION EUUKLATAMAPACGLOBAL
WALLET TYPE NON CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT NOT DISCLOSED
DAILY LIMIT DYNAMIC
GET IT NOW
Last Updated: Aug 18, 2026
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
  • Mobile Pay (Apple/Google Pay) only available on Pro plan ($29/mo), not on free Standard tier

US Consumer: 0% FX fee, 0% international transaction fee, 1% cash advance. Best tier for US residents.

US Business: up to 3% FX + up to 3% cross-border = potential 6% total on non-USD transactions.

International Consumer: up to 1% FX + up to 3% cross-border. Excludes US citizens.

International Business: up to 1% FX + up to 3% cross-border. Business use only.

Endl-to-Endl transfers are instant and free, any amount, both directions — useful for teams splitting costs across entities.

On-chain transfers out to external wallets are free — "Your money was never locked in."

THE REAL STORY ON THIS CARD.

PROS
[ STRENGTHS ]
  • thumbs-up-fill 0% APR on all purchases across all tiers
  • thumbs-up-fill Crypto-collateralized, non-custodial,
  • thumbs-up-fill Regulated by FINTRAC (Canada) and KRS (Poland), dual jurisdiction compliance
  • thumbs-up-fill Multi-currency accounts with IBAN (USD, EUR, GBP, BRL, MXN)
  • thumbs-up-fill Unlimited virtual cards for team spend management
  • thumbs-up-fill 160+ country payout coverage via local rails, SWIFT, and stablecoins
  • thumbs-up-fill Authorized user support with spend controls
  • thumbs-up-fill $100M+ processed transaction volume
CONS
[ LIMITATIONS ]
  • thumbs-down-fill US Business tier FX fee up to 3% + cross-border up to 3% = potential 6% total
  • thumbs-down-fill Mobile Pay (Apple/Google Pay) only available on Pro plan ($29/mo), not on free Standard tier
  • thumbs-down-fill ATM withdrawal limits not disclosed
  • thumbs-down-fill No cashback or rewards program
  • thumbs-down-fill Collateral liquidation can occur within 1 calendar day of missed payment
  • thumbs-down-fill Card pricing (physical/virtual/replacement) not transparently published
  • thumbs-down-fill Digital assets not insured (no FDIC or CDIC coverage)

GENERAL QUESTIONS.

Your money stays completely in your control and is protected with bank-level encryption.

Yes, you can withdraw cash physically using your ENDL card at supported ATMs.

Yes, business accounts get dedicated tools and real human support.

Yes, Endl supports international transactions. You can make payments and transfers across multiple countries with competitive exchange rates and secure processing.

Endl uses USDC-based rails to enable fast, secure international transfers with real-time exchange rates and transparent fees.

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ENDL CARD
FEATURE US CONSUMER INTERNATIONAL CONSUMER US BUSINESS INTERNATIONAL BUSINESS
W BONUS NONE NONE NONE NONE
REG FEE / REQ NOT DISCLOSED NOT DISCLOSED NOT DISCLOSED NOT DISCLOSED
CASHBACK 0% 0% 0% 0%
NEED KYC YES YES YES YES
FX FEE 0% UP TO 1% UP TO 3% UP TO 1%
APR / YIELD NO NO NO NO
CARD TYPE CREDIT CARD CREDIT CARD CREDIT CARD CREDIT CARD
CARD NETWORK visa visa visa visa
BLOCKCHAIN ethereumpolygonarbitrumoptimism ethereumpolygonarbitrumoptimism ethereumpolygonarbitrumoptimism ethereumpolygonarbitrumoptimism
REGION USA EUUKLATAMAPACGLOBAL USA EUUKLATAMAPACGLOBAL
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