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COMPANY detail
EMONEY CARD
Spend Crypto Like Cash
CARD FEATURE OVERVIEW.
CARD NAME
EMONEY CARD
ADD TO WATCHLIST
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W BONUS
NONE
REG FEE / REQ
$99
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 3%
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
EMONEY CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $99 |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 3% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
Last Updated: Sep 16, 2026
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
40% APR on negative balance, this is a credit card, not a prepaid debit card.
$25 chargeback fee and $25 lost card replacement, standard but notable.
Apple Pay still "coming soon" — not yet available.
ATM fees stack: 1% E Money + 1% Mastercard (min 50 HKD) overseas.
Up to 2% cashback for Plume Network users via partnership.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- MiCA-compliant BankFi blockchain
- 166+ eligible countries
- Multi-currency IBAN support
- Supports ETH, BNB, Solana
CONS
[ LIMITATIONS ]
- US NOT eligible
- No cashback (except Plume users)
- Custodial wallet
- Apple Pay still "coming soon", not yet available
- FX fee is 3% total (1% E Money + 2% Mastercard) on overseas transactions
GENERAL QUESTIONS.
$99 one-time fee. No annual fee.
Yes. Overseas ATM: 1% (E Money) + 1% (Mastercard, min 50 HKD) = 2% total with minimum 50 HKD. Hong Kong local ATM: 2% (E Money) + 1% (Mastercard, min 50 HKD) = 3% total with minimum 50 HKD.
Mastercard — globally accepted.