DICARD Card
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $5 |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | UP TO 1.5% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | $20,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $5 |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | UP TO 1.5% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | $50,000 |
Rewards cap at $10/month, after 1,000 USD spending, you earn nothing more.
Points don't expire, bank them across months (1,000/month max) and offset future top-ups at 100 pts = 1 USDT.
THE REAL STORY ON THIS CARD.
- No annual fee, only $5 one-time application
- 1% rewards points on all purchases, no cap on earning per transaction
- High spending limits: $20K/day (Lite), $50K/day (Premier), up to $1M/year (Premier)
- 0% FX fee on USD transactions
- Apple Pay and Alipay compatible
- EUR physical card available with ATM withdrawals
- Premier allows free USD withdrawals back to spot account
- 1.5% FX fee on non-USD transactions
- Fixed $0.25–$0.50 per transaction fee
- 1.3% top-up fee (only first 5 deposits get 0.3%)
- USD DiCard: virtual-only, no ATM
- EUR card: fee schedule not published
- No Google Pay (only Apple Pay confirmed)
- No IBAN/SWIFT
- Custodial wallet
- Points cannot be cashed out — they only offset top-ups
GENERAL QUESTIONS.
To register and complete KYC identity authentication with DigiFinex, you must provide valid documents and match or select the corresponding DiCard product according to your country.
When recharging cards, you need to hold encrypted assets in the spot account of the exchange. Convert the encrypted assets into fiat currency at the market price at that time and enter the card balance. If the card is cancelled, exchange it for USDT at the same market price and return it to the spot account.
There are more than ten types of encrypted assets such as USDT, USDC, BTC, ETH, XRP, etc. The platform will adjust according to the actual situation
