Following Nium's acquisition of Cypher, card loading ended July 8, cards stop working August 7, and the platform shuts down September 6, 2026.
Cypher Card Spend your crypto like Cash
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | $CYPR |
| NEED KYC | YES |
| FX FEE | 1.75% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $3,000 |
| DAILY LIMIT | $500,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $199/YEAR |
| CASHBACK | $CYPR |
| NEED KYC | YES |
| FX FEE | 0.75% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $3,000 |
| DAILY LIMIT | $500,000 |
THE REAL STORY ON THIS CARD.
- NO ANNUAL FEE - Free tier
- SUPPORT MULTIPLE BLOCKCHAIN/Token
- self custody and easy deposit
- HIGH DAILY SPENDING LIMITS
- HAVE FREE REGISTRATION And VCC Option
- Crypto Load Fee UP to 1%
- 1.75% FX fee / free tier
- ATM Withdraw Fee UP TO 3%
- $50 Shipping Fee - CARDS / Free tier
- NO IBAN/Swift support
- 3%-5% FEE on BANK DEPOSITS
GENERAL QUESTIONS.
Cypher is a non-custodial crypto card and wallet backed by Coinbase Ventures and Y Combinator, enabling users to spend 1,000+ cryptocurrencies and stablecoins worldwide, wherever Visa is accepted
The CYPR protocol is a decentralized incentive ecosystem on the Base chain that uses a vote-escrow model and merchant-driven "bribes" to transform routine consumer spending into community-governed rewards.
It has 2 rewards for spends
- Base Spend - for every transaction you do with Cypher Card and earn $CYPR in return.
- Boosted Spend - Cypher users can vote and boost brands, top voted brands earn higher cashback and earn a lot more $CYPR (earning upto 60-80% cash back on top brands across the world). $CYPR can be exchanged for USDC/USD or locked for getting even higher returns
Cypher supports Ethereum, Hyperliquid, Polygon, Noble,Avalanche,Optimism, Arbitrum,Cosmos, Osmosis, Coreum,Injective, Binance, Zksync, Base, Solana chains
Cypher is non custodial
Cypher’s app is open source,
Audited by security platforms
Fraud protection (up to $300),
Lockdown mode,
Once your KYC is approved, you'll receive an email notification about your virtual card. Load a minimum of $10 to activate it and start using it for any online transactions. Also it can be added to Apple Pay, Google Pay, and other mobile wallets.
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