COMPANY detail

Cypher Card
Spend your crypto like Cash

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Card Fallback

Card Feature Overview.

TIERS
W BONUS
NONE
REGISTER FEE
FREE
CASHBACK
$CYPR
NEED KYC
YES
FX FEE
1.75%
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visa
BLOCKCHAIN
ethereumarbitrumpolygonoptimismMore
REGION
UsaUkEuLatamGlobal
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
NO
ATM LIMIT
$3,000
DAILY LIMIT
UNLIMITED
GET THE CARD
W BONUS
NONE
REGISTER FEE
$199/YEAR
CASHBACK
$CYPR
NEED KYC
YES
FX FEE
0.75%
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visa
BLOCKCHAIN
ethereumarbitrumpolygonoptimismMore
REGION
UsaUkEuLatamGlobal
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
NO
ATM LIMIT
$3,000
DAILY LIMIT
UNLIMITED
GET THE CARD
STANDARD
W BONUS NONE
REGISTER FEE FREE
CASHBACK $CYPR
NEED KYC YES
FX FEE 1.75%
APR / YIELD NO
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visa
BLOCKCHAIN ethereumarbitrumpolygonoptimismMore
REGION UsaUkEuLatamGlobal
WALLET TYPE NON CUSTODIAL
MOBILE PAY YES
BANK TRANSFER NO
ATM LIMIT $3,000
DAILY LIMIT UNLIMITED
GET IT NOW
PREMIUM
W BONUS NONE
REGISTER FEE $199/YEAR
CASHBACK $CYPR
NEED KYC YES
FX FEE 0.75%
APR / YIELD NO
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visa
BLOCKCHAIN ethereumarbitrumpolygonoptimismMore
REGION UsaUkEuLatamGlobal
WALLET TYPE NON CUSTODIAL
MOBILE PAY YES
BANK TRANSFER NO
ATM LIMIT $3,000
DAILY LIMIT UNLIMITED
GET IT NOW
REGIONAL AVAILABILITY
VIEW GLOBAL NETWORK
Available
Restricted
Not Specified
CYPHER CARD
FEATURE STANDARD PREMIUM
W BONUS NONE NONE
REGISTER FEE FREE $199/YEAR
CASHBACK $CYPR $CYPR
NEED KYC YES YES
FX FEE 1.75% 0.75%
APR / YIELD NO NO
CARD TYPE VIRTUAL AND PHYSICAL CARD VIRTUAL AND PHYSICAL CARD
CARD NETWORK visa visa
BLOCKCHAIN ethereumarbitrumpolygonoptimismMore ethereumarbitrumpolygonoptimismMore
REGION UsaUkEuLatamGlobal UsaUkEuLatamGlobal
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The Real Story on This Card.

PROS

NO ANNUAL FEE - Free tier

SUPPORT MULTIPLE BLOCKCHAIN/Token

self custody and easy deposit

HIGH DAILY SPENDING LIMITS

HAVE FREE REGISTRATION And VCC Option

CONS

Crypto Load Fee UP to 1%

1.75% FX fee / free tier

ATM Withdraw Fee UP TO 3%

$50 Shipping Fee - CARDS / Free tier

NO IBAN/Swift support

3%-5% FEE on BANK DEPOSITS

GENERAL Questions

What is Cypher?
Cypher is a non-custodial crypto card and wallet backed by Coinbase Ventures and Y Combinator, enabling users to spend 1,000+ cryptocurrencies and stablecoins worldwide, wherever Visa is accepted
What is the Cypher Protocol?
The CYPR protocol is a decentralized incentive ecosystem on the Base chain that uses a vote-escrow model and merchant-driven "bribes" to transform routine consumer spending into community-governed rewards.
HOW DOES CASHBACK WORKS?
It has 2 rewards for spends

- Base Spend - for every transaction you do with Cypher Card and earn $CYPR in return.
- Boosted Spend - Cypher users can vote and boost brands, top voted brands earn higher cashback and earn a lot more $CYPR (earning upto 60-80% cash back on top brands across the world). $CYPR can be exchanged for USDC/USD or locked for getting even higher returns
What chains does Cypher support?
Cypher supports Ethereum, Hyperliquid, Polygon, Noble,Avalanche,Optimism, Arbitrum,Cosmos, Osmosis, Coreum,Injective, Binance, Zksync, Base, Solana chains
How Secure is Cypher?
Cypher is non custodial
Cypher’s app is open source,
Audited by security platforms
Fraud protection (up to $300),
Lockdown mode,
How can I get a virtual card?
Once your KYC is approved, you'll receive an email notification about your virtual card. Load a minimum of $10 to activate it and start using it for any online transactions. Also it can be added to Apple Pay, Google Pay, and other mobile wallets.

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