COMPANY detail
COIN98 FUSION CARD Global Payments Made Simple
CARD FEATURE OVERVIEW.
CARD NAME
COIN98 FUSION CARD
W BONUS
NONE
REG FEE / REQ
$9
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 1.7%
APR / YIELD
NO
CARD TYPE
VIRTUAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
NO
ATM LIMIT
10,000 SGD
DAILY LIMIT
200,000 SGD/YEAR
GET THE CARD
COIN98 FUSION CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $9 |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 1.7% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | 10,000 SGD |
| DAILY LIMIT | 200,000 SGD/YEAR |
Last Updated: Aug 8, 2026
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
- Migration Notice (Aug 2026): The card is currently migrating from VISA SGD to VISA USD programme. Existing cardholders must submit a migration form by 12 August 2026. Non-response results in card closure and balance forfeiture. New applicants will receive VISA USD cards.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Integrated into self-custodial wallet — no separate app needed
- Apple Pay and Google Pay supported
- Multi-chain top-up (ETH, SOL, Polygon, Base, Tron)
- ATM cash withdrawals available (SGD 10K/day)
- Card survives wallet loss, linked to phone number, not seed phrase
- No annual fee
- Lock/unlock card instantly in-app
CONS
[ LIMITATIONS ]
- 1% top-up fee on every deposit
- 1% ATM withdrawal fee (min S$5) plus operator fees
- APAC-only
- Virtual only (physical "under development" — no timeline)
- KYC + Travel Rule required for any top-up
- No IBAN/SWIFT/SEPA support
- No cashback or rewards program
- Inactivity fee for 90+ days of non-login (amount undisclosed)
- Early termination fee within 180 days (amount undisclosed)
- Credit Balance at card closure requires written request within 30 days or forfeited
- Late payment triggers interest charges (rate undisclosed)
- 1.7% FX fee on non-USD transactions + additional 1.7% cross-border
GENERAL QUESTIONS.
A one-time issuance fee applies but the exact amount varies by the token and blockchain selected at card creation. No annual fee. There's a 1% top-up fee on every deposit.
Yes, up to SGD 10,000/day and SGD 100,000/month. A fee of 1% or SGD 5 (whichever is higher) applies per withdrawal.
Visa. It can be added to Apple Pay and Google Pay for tap-to-pay.
No bank account is required. The card is funded directly with crypto from your Coin98 Super Wallet.
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