COMPANY detail
BITWALA Card Spending rebuilt right
CARD FEATURE OVERVIEW.
CARD NAME
BITWALA CARD
W BONUS
NONE
REG FEE / REQ
€0.99
CASHBACK
0%
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
€350
DAILY LIMIT
€10,000
GET THE CARD
BITWALA CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | €0.99 |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €350 |
| DAILY LIMIT | €10,000 |
Last Updated: Aug 13, 2026
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
Wallet Type: Hybrid, Self-custodial (Bitcoin/Ethereum Vaults) + Custodial (Wallets, IBAN).
Fiat Withdrawal: €1.99 - Virtual Card Creation: €0.99 - Physical Card Order: €9.99
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Self-custodial Bitcoin Vaults with BitGo
- Transparent fee structure, no monthly subscription, no card usage fees for EUR spending
- Virtual Euro IBAN with SEPA and SEPA Instant support for fast transfers
- 24/7 crypto trading with BTC, ETH, and USDC
- Regulated in Europe, zero hacks since 2014
- Virtual and physical Visa debit card options
- Free account creation, no annual fees
CONS
[ LIMITATIONS ]
- Hungary suspended for onboarding
- Apple Pay only via Curve workaround
- Physical card shipping costs extra (€4.99 tracked, €39.99 express)
- ATM withdrawals costly at €2 + 1%
- Crypto spending incurs €0.20 + 1% fee
- Limited to BTC, ETH, and USDC
- Virtual IBAN restricted to self-transfers only
- No current cashback programme
- FX fee not disclosed
GENERAL QUESTIONS.
Anyone with a verified Bitwala account and residency in the EEA.
Bitcoin, Ether, USDC, and Euros.
Yes. Anywhere Visa is accepted.
Freeze it in the app and order a replacement anytime.
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