Loading reviews...
COMPANY detail
BITPANDA CARD
Spend crypto assets like cash
CARD FEATURE OVERVIEW.
CARD NAME
BITPANDA CARD
ADD TO WATCHLIST
REMOVE FROM WATCHLIST
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
1%
NEED KYC
YES
FX FEE
0%
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
€500
DAILY LIMIT
€10,000
GET THE CARD
BITPANDA CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 1% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €500 |
| DAILY LIMIT | €10,000 |
Last Updated: Oct 9, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
- CASHBACK: 1% on eligible cryptocurrency-funded purchases. EUR/fiat, stablecoins, precious metals and Bitpanda Stocks are excluded.
REPLACEMENT CARD: €5.90 for lost, stolen or damaged cards.
CARD NETWORK: Visa Platinum. Additional Visa Platinum benefits, such as purchase protection, extended warranty or travel insurance, are not confirmed and depend on the applicable country and card terms.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- 1% CRYPTO CASHBACK
- PHYSICAL + VIRTUAL CARD OPTIONS
- FREE ISSUANCE AND NO MONTHLY FEE
- 0% BITPANDA FX FEE
- APPLE PAY + GOOGLE PAY
- SPEND CRYPTO, PRECIOUS METALS OR EUR
- UP TO €10,000 DAILY SPENDING
CONS
[ LIMITATIONS ]
- CUSTODIAL
- CASHBACK EXCLUDES FIAT, STABLECOINS AND METALS
- STANDARD TRADING FEE APPLIES WHEN SELLING CRYPTO FOR EUR
- VISA FX MARKUP MAY APPLY
- ATM FEE OF 2% OR €2 MINIMUM
- EUROZONE RESIDENCY REQUIRED
- CYPRUS EXCLUDED
- BANKIDENT-VERIFIED USERS INELIGIBLE
GENERAL QUESTIONS.
In order to be eligible to order the Bitpanda Card, you have to fulfil the following two requirements:
You have a verified Bitpanda account
You must be a resident in a country in the euro area. These are countries that have adopted the euro as their primary currency.
We have collected all the data required from you from your signup. At the moment, customers that verify their identity via “Bankident” cannot order a card.
Yes, at any time. You can use the Bitpanda App to manage your card. For instance, you initially set the Main payment asset to be Bitcoin but now you want to pay with Ethereum instead. No problem – This can be done at any time, instantly. You can also connect your EUR wallet, as well stocks*, ETFs* and metals.
To start using your card, just update your Bitpanda app, go to the Card section from your Profile, click on “activate” and enter your CVV. You can activate your new card in the Bitpanda app from 01.04.2025.
All cryptocurrencies listed on Bitpanda
All precious metals listed on Bitpanda
Euro (other fiat currencies are currently not supported by the card)
Stocks* and ETFs*
We are constantly adding more assets and currencies to the list, giving you more ways to spend.
During the card order process, you can select both a Main and an optional Fallback payment asset. These will be used to fund your card payments. The Main payment asset is the default asset to cover your transaction. If the balance of your Main payment asset is too low to fund the transaction, your card would normally be declined. In this case, however, the Fallback asset jumps into action and covers the respective payment to avoid a failed transaction.Note: You can change the main and Fallback asset at any time via the Bitpanda mobile app.
Your Bitpanda Card transactions are protected by state-of-the-art Visa anti-fraud detection systems and monitored by Bitpanda to flag any suspicious behaviour. Additionally, you can block and unblock your card at any time using the Bitpanda mobile app. If you want to deactivate your card permanently, please contact our customer support.