BITPANDA CARD Spend crypto assets like cash
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 1% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €500 |
| DAILY LIMIT | €10,000 |
Cashback is crypto-only. EUR spenders get nothing. If you fund your card purchases with fiat, metals, stablecoins, stocks, or ETFs, you earn 0% cashback.
THE REAL STORY ON THIS CARD.
- Free card with no monthly or annual fees
- 0% FX fees on non-EUR transactions
- Spend crypto, stocks, ETFs, metals, and EUR directly
- 1% cashback
- Apple Pay and Google Pay integration
- 650+ supported crypto assets
- ISO 27001 certified + PCI DSS compliant
- Cashback only applies to crypto-funded purchases (0% on fiat/stablecoins/metals/stocks/ETFs)
- 2% ATM withdrawal fee (min €2)
- Each crypto transaction is a taxable event
- Eurozone-only
- Fully custodial
- Conversion trading fees apply on every crypto-to-EUR transaction
- Only one active physical card per user (up to 3 virtual cards allowed)
GENERAL QUESTIONS.
In order to be eligible to order the Bitpanda Card, you have to fulfil the following two requirements:
You have a verified Bitpanda account
You must be a resident in a country in the euro area. These are countries that have adopted the euro as their primary currency.
We have collected all the data required from you from your signup. At the moment, customers that verify their identity via “Bankident” cannot order a card.
Yes, at any time. You can use the Bitpanda App to manage your card. For instance, you initially set the Main payment asset to be Bitcoin but now you want to pay with Ethereum instead. No problem – This can be done at any time, instantly. You can also connect your EUR wallet, as well stocks*, ETFs* and metals.
To start using your card, just update your Bitpanda app, go to the Card section from your Profile, click on “activate” and enter your CVV. You can activate your new card in the Bitpanda app from 01.04.2025.
All cryptocurrencies listed on Bitpanda
All precious metals listed on Bitpanda
Euro (other fiat currencies are currently not supported by the card)
Stocks* and ETFs*
We are constantly adding more assets and currencies to the list, giving you more ways to spend.
During the card order process, you can select both a Main and an optional Fallback payment asset. These will be used to fund your card payments. The Main payment asset is the default asset to cover your transaction. If the balance of your Main payment asset is too low to fund the transaction, your card would normally be declined. In this case, however, the Fallback asset jumps into action and covers the respective payment to avoid a failed transaction.Note: You can change the main and Fallback asset at any time via the Bitpanda mobile app.
Your Bitpanda Card transactions are protected by state-of-the-art Visa anti-fraud detection systems and monitored by Bitpanda to flag any suspicious behaviour. Additionally, you can block and unblock your card at any time using the Bitpanda mobile app. If you want to deactivate your card permanently, please contact our customer support.
MORE CRYPTO CARDS.
METAMASK CARD 
REDOTPAY CARD
GATE CARD
