BIPA CARD the Bitcoin app with card
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | UP TO 5% |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | UP TO 5% |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
THE REAL STORY ON THIS CARD.
- Cashback in Bitcoin (Satsback), up to 5% with SatsBoost
- 105% CDI yield on BRL collateral, paid daily in BTC
- Two modes: credit (HODL) and prepaid (simple spend)
- Lightning Network for instant, low-fee BTC transfers
- DCA recurring buys fee-free after initial period
- Physical and virtual card options
- PIX integration, instant BRL deposits
- Regulated by Brazilian Central Bank
- Brazil only, no international availability
- Custodial
- Liquidation risk if collateral falls >30%
- USDT limited to Ethereum and Polygon networks
- SatsBoost resets monthly, high volume required to maintain top tiers
- No IBAN/SWIFT, PIX only for fiat on/off-ramp
- CDI reward capped at R$200,000 collateral
GENERAL QUESTIONS.
Bipa offers the simplest way to buy, sell, and live with Bitcoin. Through the app, Brazilians can easily integrate Bitcoin and the Digital Dollar into their daily lives. Bipa customers can make Pix payments or purchases with their credit card using Bitcoin and USDT. The conversion is automatic at the time of transfer. Customers can also register Pix keys and use the BitPix tool to receive payments in reais that are automatically converted to Bitcoin or USDT. These features allow Bipa customers to spend in reais while maximizing their exposure to stronger assets and currencies, such as Bitcoin and the US dollar.
Bitcoin and USDT trading fees vary depending on the amount traded. You can also set up recurring purchases to accumulate Bitcoin without fees. Bipa has zero fees on recurring purchases starting from the second week.
https://suporte.bipa.app/hc/pt-br/articles/30249970786587-Quais-so-as-taxas-de-negociao-de-Bitcoin-e-USDT-na-Bipa
When you negotiate R$1,000 or more in purchases and sales within a 30-day period , your card will be automatically activated .
Bipa Turbo subscribers receive double cashback in Bitcoin on every purchase and can use Bitcoin or USDT as collateral to obtain even higher credit card limits, up to R$160,000. The Bipa Turbo subscription has a monthly fee of R$50, which can be paid via direct debit or on the credit card bill.
