BINGX Card Anytime. Anywhere
CARD FEATURE OVERVIEW. 
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | €20 |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | NO |
| BANK TRANSFER | NO |
| ATM LIMIT | €2,000 |
| DAILY LIMIT | €10,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | €20 |
| CASHBACK | UP TO 5% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | €200 |
| DAILY LIMIT | NOT DISCLOSED |
Visa Card Tiers, Gated by VIP
The Visa card is not free-tier friendly. Access is restricted by your BingX exchange VIP level, not a paid subscription:
Non-VIP — can reserve a spot but gets no card until launch details confirmed
VIP 1+ — virtual card unlocked
VIP 3+ — metal physical card unlocked
VIPs (limited promo) — up to 100% cashback on purchases
VIP status depends on your 30-day trading volume and asset balance on the exchange. The card itself is a companion product to the exchange — you need active trading volume to access the best features.
Mastercard: Hidden Costs
€1/month maintenance fee auto-charged on the 30th at 20:00 UTC; missed months accumulate and deduct later
Physical card only; 45 working day delivery; 3-year validity then reissue needed
No support for fuel pump payments, phone/mail orders, recurring payments
KYC auto-reviewed by issuing bank (~1 workday); failures must contact the bank directly
Issuing partner and infrastructure provider remain undisclosed for both cards
THE REAL STORY ON THIS CARD.
- Up to 5% cashback on every purchase (VISA)
- 0 application fee, 0 annual fee for life (VISA)
- 0% FX fee (real-time exchange rates, zero hidden fees) (VISA)
- Virtual + Physical metal card options via VIP tiers
- $130M BingX Shield security fund
- VIP exclusive benefits (VISA)
- Multi-chain support
- Instant crypto-to-fiat conversion at point of sale
- ATM withdrawals supported
- Free payments within EEA (Mastercard)
- No IBAN/SWIFT support
- Custodial wallet
- Card infrastructure/issuing partner not disclosed
- No Apple Pay / Google Pay support (Mastercard)
- No cashback or rewards (Mastercard)
- 1% deposit fee, 2% non-EEA FX fee (Mastercard)
- €1/month maintenance fee (Mastercard)
- 2% ATM fee (min €3)(Mastercard)
- Currently in reservation phase (launch date TBA)(VISA)
- USDT only (no BTC, ETH, USDC support at launch) (VISA)
- Daily limits not yet disclosed (VISA)
- Physical card requires VIP 3+ (VISA)
GENERAL QUESTIONS.
BingX Card is a cryptocurrency debit card authorized by Mastercard. It offers users a convenient and secure way to spend globally. BingX Card initially supports the Euro Mastercard. You can deposit popular cryptocurrencies such as USDT, USDC, BTC, and ETH, which are instantly converted to Euros based on the current exchange rate and stored in the BingX Card. Spend your Euros at millions of merchants worldwide, both online and offline, or withdraw cash from any ATM that accepts Mastercard.
The BingX Card adopts 3D Secure technology to safeguard every transaction. You'll receive instant notifications on your phone to monitor your funds at all time. The BingX Card comes with security features such as PIN code, two-factor authentication, and more. Update your passwords regularly, avoid sharing private information, and only use the card on trusted platforms. If your card is lost or stolen, contact the card provider immediately to report the loss and take measures to protect your assets.
€1 per month, automatically deducted on the 30th.
Daily: €10,000, Monthly: €100,000, Max balance: €100,000
MORE CRYPTO CARDS.
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