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COMPANY detail
BINGX Card
Anytime. Anywhere
CARD FEATURE OVERVIEW.
TIERS
ADD TO WATCHLIST
REMOVE FROM WATCHLIST
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 2%
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
NO
BANK TRANSFER
NO
ATM LIMIT
€2,000
DAILY LIMIT
€10,000
GET THE CARD
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
UP TO 5%
NEED KYC
YES
FX FEE
0%
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
NO
ATM LIMIT
€200
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
MASTERCARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | NO |
| BANK TRANSFER | NO |
| ATM LIMIT | €2,000 |
| DAILY LIMIT | €10,000 |
VISA
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | UP TO 5% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | €200 |
| DAILY LIMIT | NOT DISCLOSED |
Last Updated: Sep 4, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
- The BingX Card ships two parallel products:
Visa card is the flagship, USDT-only, up to 5% real-time cashback, Apple/Google Pay, 0 fees, $200/mo free ATM, virtual + metal, gated to VIP 1+ (virtual) / VIP 3+ (metal);
Mastercard is the budget card, USDT/USDC/BTC/ETH, no cashback, no mobile pay, €1/mo maintenance + 2% non-EEA FX + 2% ATM (min €3), physical-only, KYC Level 2.
- Mastercard: Hidden Costs:
€1/month maintenance fee auto-charged on the 30th at 20:00 UTC; missed months accumulate and deduct later
Physical card only; 45 working day delivery; 3-year validity then reissue needed
No support for fuel pump payments, phone/mail orders, recurring payments
KYC auto-reviewed by issuing bank (~1 workday); failures must contact the bank directly
Issuing partner and infrastructure provider remain undisclosed for both cards
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Up to 5% cashback on every purchase (Visa)
- Apple Pay & Google Pay supported
- 0 application fee, 0 annual fee for life
- 0% FX fee (real-time exchange rates, zero hidden fees)(Visa)
- $200/month free ATM withdrawals (physical cards)(Visa)
- Virtual + Physical metal card options via VIP tiers(Visa)
- $130M BingX Shield security fund
- VIP exclusive benefits (100% cashback for VIPs, limited promo)
- Instant crypto-to-fiat conversion at point of sale
- ATM withdrawals supported (Mastercard)
- Free payments within EEA (Mastercard)
- 3-year card validity (Mastercard)
CONS
[ LIMITATIONS ]
- No IBAN/SWIFT support
- Custodial wallet
- Card infrastructure/issuing partner not disclosed
- No Apple Pay / Google Pay support (Mastercard)
- No cashback or rewards (Mastercard)
- 1% deposit fee, 2% non-EEA FX fee (Mastercard)
- €1/month maintenance fee (Mastercard)
- 2% ATM fee (min €3)(Mastercard)
- Currently in reservation phase (launch date TBA)(VISA)
- USDT only (no BTC, ETH, USDC support at launch) (VISA)
- Daily limits not yet disclosed (VISA)
- Physical card requires VIP 3+ (VISA)
GENERAL QUESTIONS.
BingX Card is a cryptocurrency debit card authorized by Mastercard. It offers users a convenient and secure way to spend globally. BingX Card initially supports the Euro Mastercard. You can deposit popular cryptocurrencies such as USDT, USDC, BTC, and ETH, which are instantly converted to Euros based on the current exchange rate and stored in the BingX Card. Spend your Euros at millions of merchants worldwide, both online and offline, or withdraw cash from any ATM that accepts Mastercard.
The BingX Card adopts 3D Secure technology to safeguard every transaction. You'll receive instant notifications on your phone to monitor your funds at all time. The BingX Card comes with security features such as PIN code, two-factor authentication, and more. Update your passwords regularly, avoid sharing private information, and only use the card on trusted platforms. If your card is lost or stolen, contact the card provider immediately to report the loss and take measures to protect your assets.
€1 per month, automatically deducted on the 30th.
Daily: €10,000, Monthly: €100,000, Max balance: €100,000
MORE CRYPTO CARDS.
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1-3% mUSD cashback
No FX fees (Metal)
READY CARD
0% FX FEE
IBAN / SWIFT
UP TO 3% CASHBACK
PHYSICAL $120/YEAR
MOTO CARD
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Solana-Native Credit
Visa Infinite Luxury Perks
RIZON CARD
UP TO 2.5% CASHBACK
UNLIMITED CARD SPEND
FX FEE: UP TO 1.7%+$0.1
AVAILABLE IN USA & LATAM