CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE / $25 balance |
| CASHBACK | NOT DISCLOSED |
| NEED KYC | YES |
| FX FEE | UP TO 3% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NOT DISCLOSED |
| ATM LIMIT | $0 |
| DAILY LIMIT | DYNAMIC |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | NOT DISCLOSED |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NOT DISCLOSED |
| ATM LIMIT | 60,000 ARS |
| DAILY LIMIT | 20,000,000 ARS |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | NOT DISCLOSED |
| CASHBACK | NOT DISCLOSED |
| NEED KYC | YES |
| FX FEE | UP TO 3% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NOT DISCLOSED |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | DYNAMIC |
$0 ISSUANCE AND MAINTENANCE — BOTH CARDS.
SPEND BTC / ETH / USDT / USDC.
SELECTABLE PAYMENT CURRENCY PRIORITY.
AUTOMATIC CRYPTO-TO-FIAT CONVERSION.
CRYPTO FUNDING, FIAT MERCHANT PAYMENTS.
APPLE PAY — LUX.
GOOGLE PAY — BOTH CARDS.
THE REAL STORY ON THIS CARD.
- Both cards: $0 issuance, $0 maintenance fees
- belo LUX: free virtual Visa, instant activation (minutes), global USD spending
- belo Mastercard: free physical card with free shipping, now valid internationally
- User-selectable payment currency priority (spend crypto directly)
- Apple Pay (LUX) and Google Pay (both cards)
- Multi-currency wallet: ARS, USD, EUR, BRL, crypto
- belo LUX is virtual-only
- belo Mastercard limited to Argentina residents
- belo LUX: FX conversion fee if not charged in USD
- belo Mastercard: ATM fee (3% or 0.50 USDT min)
- belo Mastercard: international tx fee (0.30–0.40 USDT min)
- No cashback currently confirmed for either card
GENERAL QUESTIONS.
It’s belo’s global Visa card: designed to pay in dollars wherever you are. For travel, subscriptions, online purchases, work tools, and more.
For you, if you travel often, live outside Argentina, buy from international sites, pay for subscriptions in dollars, or use work tools like Adobe, Figma, or CapCut. If your spending is global, LUX is your card.
No, they are two different cards and they complement each other. The belo Mastercard is ideal for everyday spending in pesos in Argentina. The belo LUX is designed for paying in dollars: travel, international online purchases, and subscriptions. It is not recommended to use the LUX to pay in pesos within Argentina.
USER RATINGS AND REVIEWS.
HAPPY WITH WHAT YOU SEE?
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| FEATURE | LUX | BELO MASTERCARD | BUSINESS |
|---|---|---|---|
| W BONUS | NONE | NONE | NONE |
| REG FEE / REQ | FREE / $25 balance | FREE | NOT DISCLOSED |
| CASHBACK | NOT DISCLOSED | NOT DISCLOSED | NOT DISCLOSED |
| NEED KYC | YES | YES | YES |
| FX FEE | UP TO 3% | NOT DISCLOSED | UP TO 3% |
| APR / YIELD | NO | NO | NO |
| CARD TYPE | VIRTUAL CARD | VIRTUAL AND PHYSICAL CARD | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |||
| BLOCKCHAIN | |||
| REGION |