BELO card
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 3% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $0 |
| DAILY LIMIT | NOT DISCLOSED |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 3% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | 60,000 ARS |
| DAILY LIMIT | 20,000,000 ARS |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 3% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | DYNAMIC |
$0 issuance and $0 maintenance on both cards, genuinely free to get.
Spend BTC/ETH/USDT/USDC directly via a priority-order payment currency list.
- No credit check, fund with crypto, spend like cash.
THE REAL STORY ON THIS CARD.
- Both cards: $0 issuance, $0 maintenance fees
- belo LUX: free virtual Visa, instant activation (minutes), global USD spending
- belo Mastercard: free physical card with free shipping, now valid internationally
- User-selectable payment currency priority (spend crypto directly)
- Apple Pay (LUX) and Google Pay (both cards)
- Multi-currency wallet: ARS, USD, EUR, BRL, crypto
- SEPA (EUR), ACH (USD), Pix (Brazil), Payoneer, Airtm rails
- belo account available in 12 Latin American countries
- belo LUX is virtual-only
- belo Mastercard limited to Argentina residents
- belo LUX: FX conversion fee if not charged in USD
- belo Mastercard: ATM fee (3% or 0.50 USDT min)
- belo Mastercard: international tx fee (0.30–0.40 USDT min)
- No cashback currently confirmed for either card
- No IBAN/SWIFT
- Custodial wallet
GENERAL QUESTIONS.
It’s belo’s global Visa card: designed to pay in dollars wherever you are. For travel, subscriptions, online purchases, work tools, and more.
For you, if you travel often, live outside Argentina, buy from international sites, pay for subscriptions in dollars, or use work tools like Adobe, Figma, or CapCut. If your spending is global, LUX is your card.
No, they are two different cards and they complement each other. The belo Mastercard is ideal for everyday spending in pesos in Argentina. The belo LUX is designed for paying in dollars: travel, international online purchases, and subscriptions. It is not recommended to use the LUX to pay in pesos within Argentina.
MORE CRYPTO CARDS.
GEMINI CREDIT CARD 
TUYO CARD
NEBEUS CARD
