COMPANY detail
ZEAL Card Spend Instantly
CARD FEATURE OVERVIEW.
CARD NAME
ZEAL CARD
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
UP TO 5%
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
ZEAL CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | UP TO 5% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
Last Updated: Jul 18, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
VIEW GLOBAL NETWORK
Available
Restricted
Not Specified
- Weekly spend: 0.1 GNO caps you at just $250(week) in eligible spend. At 100 GNO (the top tier), you're capped at $1,250(week).
Zero GNO = zero cashback. You must hold GNO in your Gnosis Pay Card Safe to earn anything. No GNO, no rewards.
DeFi yield is NOT insured. Your EUR, USD, and ETH sit in Aave and Sky — not in a bank. No FDIC, no government backstop.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Self-custodial
- Up to 5% cashback in GNO tokens
- Zero FX fees at Visa wholesale exchange rates
- Up to ~5% APY on EUR, USD, CHF, ETH via DeFi (Aave, Sky)
- Free card, no issuance, monthly, or hidden fees
- Free SEPA EUR bank transfers
- Apple Pay and Google Pay supported
- Instant virtual card available immediately after KYC
- Real-time transaction alerts and card freeze feature
CONS
[ LIMITATIONS ]
- Cashback requires holding GNO tokens (volatile asset, no yield on staked GNO)
- Cashback paid in GNO on Gnosis Chain
- KYC required
- No published daily/monthly spending or ATM limits on Zeal site
- ATM fees handled by Gnosis Pay
- Cashback programme ends 30 September 2026, future terms unknown
- Cashback excludes many categories: ATM, bank top-ups, financial services, utilities, taxes, Curve transactions
GENERAL QUESTIONS.
Zeal offers both virtual and physical Visa debit cards linked to your self‑custodial wallet. You can start spending instantly with a virtual card via the app.
No. Zeal card transactions use the Visa mid‑market rate, meaning 0% FX fees for spending in other currencies.
Yes. A quick ID verification is required to unlock full card features and order your card.
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