COMPANY detail

GNOSIS PAY
CARD INFRA YOU CAN BANK ON

/

GNOSIS PAY
Company Overview.
Year Founded 2022
Status Private
Company Size 11-50 Employees
Location London, UK
Parent Company Gnosis
Industry Financial Services
Description.

Gnosis Pay provides the infrastructure for both individual users and wallet providers to issue crypto‑linked payment cards that support stablecoin spending with full self‑custody. Unlike most crypto cards that require assets to be moved into a custodial account, Gnosis Pay keeps funds in users’ Safe wallets until they are spent at the point of sale.

The platform supports stablecoins pegged to major fiat currencies (such as EURe, GBPe, and USDCe) and records transactions on‑chain for transparency and security.

Key Infrastructure.
Self‑Custodial Visa Card Issuance Gnosis Pay provides infrastructure allowing wallets and fintech platforms to issue self‑custodial Visa debit cards that enable users to spend stablecoins like EURe, GBPe, or USDCe directly from their on‑chain wallet balances without pre‑funding a separate account.
Smart Contract Wallet Integration The platform’s core infrastructure connects users’ Gnosis Safe smart contract wallets to the Visa network, allowing on‑chain assets to be spent anywhere Visa is accepted while preserving full custody and control of funds by the wallet owner.
Real‑Time Stablecoin Settlement Transactions are processed in real time via stablecoins, reducing the need for manual conversions and minimizing exposure to price volatility, with every payment recorded on‑chain for transparency and auditability.
Compliance & Partner Network Gnosis Pay works with regulated partners for card issuance (e.g., Monavate) and identity verification (e.g., Sumsub), while leveraging Visa’s global payment network to ensure worldwide acceptance and regulatory compliance.
Developer‑Friendly APIs The platform offers APIs and SDKs that enable developers to integrate card issuance, KYC flows, account management, and transaction tracking into their own applications, allowing wallets and platforms to build or white‑label card programs.
Additional Features.
Up to 5% Cashback
Cardholders can earn up to 5% cashback paid in GNO on eligible purchases, with higher rates for holders of specific NFTs or token holdings.
Self‑Custody and Security Controls
Gnosis Pay uses smart contract modules like Delay and Roles, allowing users to set spending permissions and maintain full control over their funds, adding extra security to card transactions.
Stablecoin Diversity
Supported stablecoins include EURe (digital euro), GBPe (digital pound), and USDCe (digital dollar on Gnosis Chain), tailored to regional support and backed by regulated issuers.
Mobile Wallet & Contactless Payments
Gnosis Pay cards support mobile wallet provisioning, such as Apple Pay, enabling contactless payment experiences in stores and online wherever Visa is accepted.
Multi‑Region Banking Rails
The platform supports local banking integrations such as IBANs in Europe and Pix in Brazil, enabling seamless fiat on‑ramping and off‑ramping alongside stablecoin usage.

Partner Cards.

Disclaimer: For educational purposes only. TODEY is not a financial advisor. No-KYC rules vary by country — users must assess project risks and always do their own research.

GENERAL Questions.

What is Gnosis Pay?
Gnosis Pay is a payment platform that connects a user’s self‑custodial crypto wallet to a Visa debit card, allowing stablecoin spending in real time without preloading funds.
How does self‑custody work?
Users retain full control of their funds in a Gnosis Safe smart contract wallet; transactions are authorized on‑chain at the moment of spending, with Gnosis Pay facilitating the integration with Visa.
Which stablecoins are supported?
The platform supports stablecoins such as EURe, GBPe, and USDCe, each pegged 1:1 to its corresponding fiat currency and backed by regulated institutions.
Where can I use the card?
The Gnosis Pay Card is a Visa debit card accepted at over 80 million merchants globally, in stores and online.
Is there cashback?
Yes, eligible card purchases can earn up to 5% cashback paid in GNO tokens.