Gnosis Pay Card world’s first self-custodial Card
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | 0.1 GNO |
| CASHBACK | 1% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €500 |
| DAILY LIMIT | $8,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | 1 GNO |
| CASHBACK | 2% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €500 |
| DAILY LIMIT | $8,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | 10 GNO |
| CASHBACK | 3% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €500 |
| DAILY LIMIT | $8,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | 100 GNO |
| CASHBACK | 4% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €500 |
| DAILY LIMIT | $8,000 |
The Intermediary Cashback Programme ends 30 Sep 2026. Future rates and caps are not guaranteed. Partner apps already run their own separate programmes with different rules.
Daily €8,000 spend limit is a rolling 24-hour window — it does NOT reset at midnight. A large Saturday purchase can block Monday's spending.
No account recovery: your Safe wallet is self-custodial. Gnosis Pay cannot recover funds or reset access if you lose your signer keys.
THE REAL STORY ON THIS CARD.
- Truly self-custodial, funds never leave your Safe wallet
- No preloading required (spend directly from wallet)
- Free virtual + physical card (no issuance cost)
- Up to 5% cashback in GNO (4 tiers: 0.1/1/10/100 GNO)
- No FX fees (Visa rate only)
- EUR IBAN for SEPA transfers (free, receive-only)
- On-chain transparency for every transaction
- Backed by Gnosis Ltd. ecosystem (Gnosis Chain, Safe Protocol)
- Open API for B2B white-label card programs
- Physical card replacement: €4.99
- Limited to 37 countries (Europe + Latin America only)
- Cashback requires holding GNO tokens (exposure to token volatility)
- ATM limited to €500/day, only 5 free withdrawals/month
- Only EUR/GBP/USD stablecoins supported (EURe, GBPe, USDCe)
- IBAN is receive-only
- Requires crypto knowledge (web3 wallet, gas fees for transfers)
GENERAL QUESTIONS.
Gnosis Pay is the world’s first on-chain spending account with a Visa® Debit Card linked to a self-custodial blockchain wallet.
You can use the card just like you use any other debit card. Top up your Gnosis Pay account with EURe and spend it at over 80+ Million Visa merchants worldwide.
All early adopters were whitelisted for the OG NFT which brings exclusive product and IRL experiences. Early users also get access to zero fees (no transaction fees, no foreign exchange fees, no off ramping fees).
You will need to have EURe on Gnosis Chain to order the card. You can see the step by step process here.
Anyone above 18 years of age and resident in one of the eligible countries can purchase a Gnosis Pay Card pending a KYC Approval.
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