PICNIC Card Respects Your Money
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | UP TO 5% |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
Picnic was a Gnosis Pay white-label. The card infrastructure was Gnosis Pay (Monavate, Visa, self-custodial Safe wallets on Gnosis Chain). Cashback was the Gnosis Pay "Intermediary" programme, not a Picnic-native rewards system.
- Up to 5% cashback" required 100 GNO staked + an OG NFT. The actual tiers: 0.1 GNO → 1% base (2% with NFT), 1 GNO → 2% (3%), 10 GNO → 3% (4%), 100 GNO → 4% (5%).
THE REAL STORY ON THIS CARD.
- Up to 5% Cashback
- No Annual Fee on the Card
- Multi Regions Support
- Personal IBAN
- Non Custodial
- Zero IOF for Brazilian users
- 0.1-0.25% trading fees apply
- Card top-up limited to Gnosis Chain
- Higher Cashback Requires Investment
- 0.1% fee on passive income deposits
GENERAL QUESTIONS.
A single app to spend and gain benefits intelligently. At Picnic, it is possible to add balance, pay with an international Visa card, send and receive money. Everything in real time, with transparent fees and without bureaucracy.
It is a debit card with a Visa brand for online and in-person purchases worldwide. You load funds onto the card and pay as usual; the conversion happens at the time of purchase. It also works with digital wallets.
Open your account with just one click, complete the identity verification, and request the card. The creation of the virtual card is available first for immediate use. The physical card arrives for free at your address and activation is done through the app.
Picnic is transparent; you always see the final amount before paying.
• No annual fee.
• Deposits and withdrawals via Pix: up to R$ 100 thousand per month.
• Conversions with no Picnic fee.
• Purchases in dollars on the card: no extra fee (ZERO spread).
• Purchases in other currencies on the card: only the Visa spread (around 0.3%).
• Buying and selling digital dollars: only the spread, around 0.5%.
• You set your own daily spending limits, with no surprises.
Have you noticed that our card is named Gnosis Pay? This is the partner company that issues the card along with Visa. You manage everything through our app, while Gnosis Pay operates the card infrastructure and payment processing.
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