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COMPANY detail
PICNIC Card
Respects Your Money
CARD FEATURE OVERVIEW.
CARD NAME
PICNIC CARD
ADD TO WATCHLIST
REMOVE FROM WATCHLIST
W BONUS
NONE
REG FEE / REQ
NOT DISCLOSED
CASHBACK
0%
NEED KYC
YES
FX FEE
0%
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$500
DAILY LIMIT
$8,000
GET THE CARD
PICNIC CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | NOT DISCLOSED |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $500 |
| DAILY LIMIT | $8,000 |
Last Updated: Oct 23, 2026
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
- The Gnosis Pay Intermediary cashback programme ended on January 31, 2026. No replacement programme has been confirmed in the official documentation reviewed.
ATM withdrawals: up to 5 withdrawals or $200/month free, whichever comes first. After that, Picnic charges 2% per withdrawal, plus any local ATM operator fee. A $200 withdrawal costs $4 in Picnic fees alone.
Pix: Picnic supports Pix funding and withdrawals, with automatic conversion to USD when funding the card through the supported flow. Direct payment to any Pix QR merchant from the USD card balance is not yet verified.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- SELF-CUSTODIAL SMART WALLET
- VIRTUAL + PHYSICAL CARD
- UNLIMITED VIRTUAL CARDS
- APPLE PAY + GOOGLE PAY
- 0% PICNIC FEE ON USD PURCHASES
- 0% PICNIC FEE ON CRYPTO TOP-UPS
- UP TO 8,000 USDC.e DAILY SPENDING LIMIT
- CARD BALANCE WITHDRAWABLE TO PICNIC PORTFOLIO
CONS
[ LIMITATIONS ]
- 0% CURRENT CARD CASHBACK
- ~0.3% VISA CONVERSION FEE ON NON-USD PURCHASES
- 2% ATM FEE AFTER THE FREE ALLOWANCE
- ADDITIONAL ATM OPERATOR FEES MAY APPLY
- PIX CARD TOP-UP: 0.3–0.5% ADDITIONAL RATE COST
- CRYPTO TOP-UP MAY INCUR PROVIDER AND NETWORK COSTS
- CARD-ISSUANCE ELIGIBILITY LIST NOT DISCLOSED
- ISSUANCE, DELIVERY AND SUBSCRIPTION FEES NOT DISCLOSED
GENERAL QUESTIONS.
A single app to spend and gain benefits intelligently. At Picnic, it is possible to add balance, pay with an international Visa card, send and receive money. Everything in real time, with transparent fees and without bureaucracy.
It is a debit card with a Visa brand for online and in-person purchases worldwide. You load funds onto the card and pay as usual; the conversion happens at the time of purchase. It also works with digital wallets.
Open your account with just one click, complete the identity verification, and request the card. The creation of the virtual card is available first for immediate use. The physical card arrives for free at your address and activation is done through the app.
Picnic is transparent; you always see the final amount before paying.
• No annual fee.
• Deposits and withdrawals via Pix: up to R$ 100 thousand per month.
• Conversions with no Picnic fee.
• Purchases in dollars on the card: no extra fee (ZERO spread).
• Purchases in other currencies on the card: only the Visa spread (around 0.3%).
• Buying and selling digital dollars: only the spread, around 0.5%.
• You set your own daily spending limits, with no surprises.
Have you noticed that our card is named Gnosis Pay? This is the partner company that issues the card along with Visa. You manage everything through our app, while Gnosis Pay operates the card infrastructure and payment processing.
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