COMPANY detail

UPAY Card
Using Digital Assets Like Cash

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Card Fallback

Card Feature Overview.

TIERS
W BONUS
NONE
REGISTER FEE
$10
CASHBACK
UP TO 3%
NEED KYC
YES
FX FEE
UP TO 2%
APR / YIELD
NO
CARD TYPE
VIRTUAL CARD
CARD NETWORK
visa
BLOCKCHAIN
ethereumtronbitcoin
REGION
UsaUkEuLatamApacGlobal
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
NO
ATM LIMIT
$0
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
W BONUS
NONE
REGISTER FEE
NOT DISCLOSED
CASHBACK
UP TO 3%
NEED KYC
YES
FX FEE
UP TO 2%
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visa
BLOCKCHAIN
ethereumtronbitcoin
REGION
UsaUkEuLatamApacGlobal
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
NO
ATM LIMIT
$2,000
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
PREMIER VIRTUAL
W BONUS NONE
REGISTER FEE $10
CASHBACK UP TO 3%
NEED KYC YES
FX FEE UP TO 2%
APR / YIELD NO
CARD TYPE VIRTUAL CARD
CARD NETWORK visa
BLOCKCHAIN ethereumtronbitcoin
REGION UsaUkEuLatamApacGlobal
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER NO
ATM LIMIT $0
DAILY LIMIT NOT DISCLOSED
GET IT NOW
PREMIER PHYSICAL
W BONUS NONE
REGISTER FEE NOT DISCLOSED
CASHBACK UP TO 3%
NEED KYC YES
FX FEE UP TO 2%
APR / YIELD NO
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visa
BLOCKCHAIN ethereumtronbitcoin
REGION UsaUkEuLatamApacGlobal
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER NO
ATM LIMIT $2,000
DAILY LIMIT NOT DISCLOSED
GET IT NOW
Cashback Terms: Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
VIEW GLOBAL NETWORK
Available
Restricted
Not Specified
UPAY CARD
FEATURE PREMIER VIRTUAL PREMIER PHYSICAL
W BONUS NONE NONE
REGISTER FEE $10 NOT DISCLOSED
CASHBACK UP TO 3% UP TO 3%
NEED KYC YES YES
FX FEE UP TO 2% UP TO 2%
APR / YIELD NO NO
CARD TYPE VIRTUAL CARD VIRTUAL AND PHYSICAL CARD
CARD NETWORK visa visa
BLOCKCHAIN ethereumtronbitcoin ethereumtronbitcoin
REGION UsaUkEuLatamApacGlobal UsaUkEuLatamApacGlobal
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The Real Story on This Card.

PROS

Up to 3% cashback

Multi-blockchain support

150+ countries coverage

Multi-asset support

Virtual + physical card

Apple Pay & Google Pay

Quick card issuance after account setup

Dubai-licensed and Hong Kong MSO-licensed

CONS

Up to 2% Fx Fee / non-usd

Custodial system

Daily spending limits not published

Charge TX FEE

GENERAL Questions

What is the UPay Card and how does it work?
The UPay Card is a crypto‑enabled payment card that lets you spend your digital assets like Bitcoin, Ethereum, or USDT at merchants, online or offline, by converting crypto to traditional currency at the point of sale. You top up your UPay Wallet with crypto and use the card for everyday spending just like a normal debit/credit card.
What do I need to do to get a UPay Card?
To get a UPay Card, you first create an account on UPay, complete identity verification (KYC), then apply for a virtual or physical card through the app/website. After approval and funding your wallet with crypto, you can start using the card.
Where can I use my UPay Card?
The UPay Card is designed to be accepted worldwide wherever major card networks are supported — online stores, physical merchants, and ATM cash withdrawals (for physical cards). It uses established payment rails so you can shop or withdraw cash across regions.
What should I do if I have a problem with my card or wallet?
If you run into issues such as deposit delays, transaction failures, or KYC verification problems, UPay’s official Help Center has a dedicated FAQ section that covers wallet deposits, card setup, troubleshooting payments, and verification guidance.

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