FIZEN card Not just a card, It’s your identity
CARD FEATURE OVERVIEW. 
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $9.99 |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | 1% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $200 |
| DAILY LIMIT | $1,000,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $999 |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | 1% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $200 |
| DAILY LIMIT | $1,000,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $9999 |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | 1% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $200 |
| DAILY LIMIT | $1,000,000 |
- Fizen Wallet is non-custodial, but the Fizen Card balance is custodial. Moving USDT from the Wallet to the Card transfers it to Fizen’s card program; your card balance becomes a claim against Fizen, not a self-custodied asset.
THE REAL STORY ON THIS CARD.
- Non-custodial wallet
- Up to 100 virtual Visa cards per KYC from one account ($9.99 each)
- High spending limits: $150K/tx, $1M/day
- 5% APR bonus on USDT savings (paid weekly), Target APR 60%
- QR payments in 5 countries using local QR standards
- Apple Pay and Google Pay supported
- Top-up from Fizen Wallet: free (gas fee only)
- First 10 small transactions (<$50) per month have no auth fee
- Monthly maintenance waived with ≥ $500 spending (first month free)
- 0% fee on first $5,000 U.S. stock/ETF trading
- 160+ supported countries for cardholders
- US-issued BIN (CBW Bank), high acceptance on ad platforms
- Direct Visa issuing partner, not a reseller
- 1% FX fee on non-USD payments
- 0.5% crypto-to-fiat conversion fee
- No IBAN/bank account, all funding via crypto
- Physical card not yet available (Pioneer/Frontier "Coming Soon")
- USDT Vault itself marked "coming soon"
- $2 + 1.5% ATM withdrawal fee after free first withdrawal
- $0.50 auth fee on transactions under $50 (after 10 free)
- No specific cashback percentage published, FiPoint system opaque
- Pioneer ($999.99) and Frontier ($9,999) are very expensive
- Cards auto-closed after accumulating 3 months of unpaid $1.50/month fees
- Card closure: $2 fee + remaining balance NOT refunded
GENERAL QUESTIONS.
Fizen Card is a crypto prepaid card that lets you pay like a local, travel freely, and use digital assets in the real world through Fizen’s PayFi and InvestFi ecosystem. It bridges on-chain stablecoins with off-chain payments at 150M+ merchants worldwide, so you can:
Spend crypto instantly with Tap to Pay, Chip & PIN, Magstripe, or Scan-to-Pay
Travel globally with real-time FX, free top-ups, ATM withdrawal allowances, and zero crypto-conversion fees
Get built-in perks: eSIM, hotel & flight discounts, cashback, FiPoint rewards, stablecoin earnings, and more
24/7 instant human support, even on weekends
The Fizen Adventure Card is an all-in-one crypto prepaid card built for global spending, travel, and everyday use. It connects your on-chain stablecoins to 150M+ off-chain merchants in 160+ countries, letting you pay like a local (tap, scan QR) with one balance.
The Adventure Card featured benefits:
Tap to Pay, Chip & PIN, Magstripe, and Scan-to-Pay
Real-time FX and zero crypto conversion fees
Free top-ups and ATM withdrawal allowances
Built-in eSIM, travel & hotel discounts, cashback, and FiPoint Rewards
Optional earning programs on your idle balance
2-minute human support, weekends included
0-trading fee on U.S. stocks & ETFs with monthly free quota
The 1st Cohort (limited to 5,000 cards) includes free virtual card issuance, $300,000 reward program for early members
The Fizen Pioneer Card is a premium crypto prepaid card, designed for users who want higher limits, premium travel perks, and access to advanced features in the Fizen InvestFi ecosystem.
The Pioneer Card featured benefits:
Tap to Pay, Chip & PIN, Magstripe, and Scan-to-Pay
Real-time FX and zero crypto conversion fees
Free top-ups and ATM withdrawal allowances
Built-in eSIM, travel & hotel discounts, cashback, and FiPoint Rewards
Optional earning programs on your idle balance
2-minute human support, weekends included
0-trading fee on U.S. stocks & ETFs with monthly free quota
Exclusive access to proven 3rd-party investment strategies, data shows returns of up to 60% per annum in certain periods.
Pre-registration is open for the 5,000 free Adventure Card 1st Cohort at Fizen Card
After Card goes live, you can apply for a card directly on the Fizen Super App
Step 1. Enter Fizen Super App
Step 2. Go to Cards → Choose your preferred Card
Step 3. Complete KYC and submit your information. If you've verified your identity, enter your email to proceed
Step 4. Confirm your card order
Step 5. Receive instant approval
Most virtual cards are issued within minutes. You can start using your virtual Adventure Card online or via Apple Pay/Google Pay immediately.
For physical cards, delivery may take 7-10 business days. Exact times vary by region and customs.
You can activate it once you receive it:
Open the Fizen App
Go to Cards → Manage Card
Click Activate Card
Follow the on-screen steps
Supported Assets
USDT, USDC (Solana network)
More networks are added regularly
Prepare funds in your non-custodial Fizen Wallet (please note that you need native token to pay gas fee)
Go to Card
Choose Top up
Choose Deposit from your Fizen Wallet
Input your amount and confirm
Congrats, your card is ready to spend
Below are the standard card fees. Some fees may be waived or discounted based on your plan benefits.
https://fizenio.gitbook.io/fizen-docs/help-center/fizen-card/fees-and-limitations
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