COMPANY detail
Plutus card comes with more perks
Card Feature Overview.
TIERS
W BONUS
NONE
REGISTER FEE
€6.99/MONTH
CASHBACK
UP TO 3%
NEED KYC
YES
FX FEE
UP TO 2.5%
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
€500,000
GET THE CARD
W BONUS
NONE
REGISTER FEE
€9.99/MONTH
CASHBACK
UP TO 3%
NEED KYC
YES
FX FEE
UP TO 2.5%
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
€500,000
GET THE CARD
W BONUS
NONE
REGISTER FEE
€19.99/MONTH
CASHBACK
UP TO 3%
NEED KYC
YES
FX FEE
UP TO 2.5%
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
€500,000
GET THE CARD
STARTER
| W BONUS | NONE |
|---|---|
| REGISTER FEE | €6.99/MONTH |
| CASHBACK | UP TO 3% |
| NEED KYC | YES |
| FX FEE | UP TO 2.5% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | €500,000 |
EVERYDAY
| W BONUS | NONE |
|---|---|
| REGISTER FEE | €9.99/MONTH |
| CASHBACK | UP TO 3% |
| NEED KYC | YES |
| FX FEE | UP TO 2.5% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | €500,000 |
PREMIUM
| W BONUS | NONE |
|---|---|
| REGISTER FEE | €19.99/MONTH |
| CASHBACK | UP TO 3% |
| NEED KYC | YES |
| FX FEE | UP TO 2.5% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | €500,000 |
Cashback Terms: Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
VIEW GLOBAL NETWORK
Available
Restricted
Not Specified
The Real Story on This Card.
PROS
UP TO 9% CASHBACK / After Stack Rewrad
HIGH DAILY SPENDING LIMIT
self custody
IBAN SUPPORT
50+ monthly perks / Base on Tiers
CONS
NO FREE PHYSICAL CARD
High Annual fee
Expensive physical card
Up To 2.5% FX FEE / INT
NO APR / YIELD
GENERAL Questions
How do I upgrade my subscription plan?
Starter
£/€6.99 monthly | £/€ 69.99 annually
3% rewards on £/€250 monthly spend
1 Perk
Everyday
£/€9.99 monthly | £/€ 99.99 annually
3% rewards on £/€500 monthly spend
2 Perks
Premium
£/€19.99 monthly | £/€ 199.99 annually
3% rewards on £/€1,000 monthly spend
3 Perks
Access to PlutusSwaps Premium, which lets you redeem 1 PLUS each month for a £/€10 card top-up.
£/€6.99 monthly | £/€ 69.99 annually
3% rewards on £/€250 monthly spend
1 Perk
Everyday
£/€9.99 monthly | £/€ 99.99 annually
3% rewards on £/€500 monthly spend
2 Perks
Premium
£/€19.99 monthly | £/€ 199.99 annually
3% rewards on £/€1,000 monthly spend
3 Perks
Access to PlutusSwaps Premium, which lets you redeem 1 PLUS each month for a £/€10 card top-up.
How do I earn more rewards and perks each month?
What are Plutus Reward Levels?
Plutus Reward Levels are designed to enhance your experience by providing additional perks and higher reward rates based on the amount of PLU you stack. By holding PLU in your external connected wallet, you unlock various benefits that can significantly boost your rewards and offer more flexibility in how you use the Plutus platform.
Available Reward Levels:
Noob: 1 PLU
Researcher: 100 PLU
Explorer: 200 PLU
Adventurer: 500 PLU
Chad: 1,000 PLU
Hero: 2,000 PLU
Veteran: 3,000 PLU
Legend: 10,000 PLU
Myth: 20,000 PLU
GOAT: 30,000 PLU
HoneyBadger: 40,000 PLU
Plutus Reward Levels are designed to enhance your experience by providing additional perks and higher reward rates based on the amount of PLU you stack. By holding PLU in your external connected wallet, you unlock various benefits that can significantly boost your rewards and offer more flexibility in how you use the Plutus platform.
Available Reward Levels:
Noob: 1 PLU
Researcher: 100 PLU
Explorer: 200 PLU
Adventurer: 500 PLU
Chad: 1,000 PLU
Hero: 2,000 PLU
Veteran: 3,000 PLU
Legend: 10,000 PLU
Myth: 20,000 PLU
GOAT: 30,000 PLU
HoneyBadger: 40,000 PLU
How can I maximise on monthly spending through Reward Levels?
Plutus offers various ways to maximize your rewards and perks each month. By strategically using your PLU, taking advantage of stacking opportunities, and making the most of our referral program, you can significantly boost your earnings. Here’s how you can earn more rewards and perks each month:
1. Stack PLU to Unlock Higher Reward Levels
One of the best ways to increase your rewards is by stacking PLU. The more PLU you hold, the higher your reward level, and the more perks you can unlock.
Available Reward Levels:
Noob: 1 PLU
Researcher: 100 PLU
Explorer: 200 PLU
Adventurer: 500 PLU
Chad: 1,000 PLU
Hero: 2,000 PLU
Veteran: 3,000 PLU
Legend: 10,000 PLU
Myth: 20,000 PLU
GOAT: 30,000 PLU
HoneyBadger: 40,000 PLU
Benefits of Higher Reward Levels:
More Perks: Unlock additional perks at higher reward levels.
Increased Rewards Rates: Earn up to 9% back in +PLUS Points on your transactions.
Increased CRY: Earn up to 9% Compounding Rewards Yield (CRY).
2. Choose and Use Your Perks Wisely
Each month, you can select a variety of perks that best match your spending habits. These perks allow you to earn +PLUS Points on specific brands or categories. Here’s how to make the most of them:
Selecting Perks:
Log In: Access the Perks tab in the Plutus app or web dashboard.
Choose Your Perks: Select the perks that align with your monthly spending habits. For example, if you frequently shop at a particular store, make sure to select it as one of your perks.
Using Perks:
Spend as Usual: Use your Plutus Card for purchases at the selected brands.
Earn Rewards: Automatically earn +PLUS Points on your purchases, up to the specified limit for each perk.
3. Participate in the Referral Program
The Plutus referral program allows you to earn additional rewards by inviting friends and family to join Plutus. Here’s how you can maximize your earnings through referrals:
How to Use the Referral Program:
Get Your Referral Link: Find your unique referral link in the Settings > Referrals section of the Plutus app.
Share Your Link: Share the link with friends and family. When they sign up and make their first deposit using your referral link, both of you will earn $10 in +PLUS Points.
Golden Tickets: Occasionally, Plutus offers Golden Tickets, which are special referral links that provide enhanced rewards. Both the referrer and the referee can earn $50 in PLU rewards using these links.
4. Regularly Check for Promotions and Updates
1. Stack PLU to Unlock Higher Reward Levels
One of the best ways to increase your rewards is by stacking PLU. The more PLU you hold, the higher your reward level, and the more perks you can unlock.
Available Reward Levels:
Noob: 1 PLU
Researcher: 100 PLU
Explorer: 200 PLU
Adventurer: 500 PLU
Chad: 1,000 PLU
Hero: 2,000 PLU
Veteran: 3,000 PLU
Legend: 10,000 PLU
Myth: 20,000 PLU
GOAT: 30,000 PLU
HoneyBadger: 40,000 PLU
Benefits of Higher Reward Levels:
More Perks: Unlock additional perks at higher reward levels.
Increased Rewards Rates: Earn up to 9% back in +PLUS Points on your transactions.
Increased CRY: Earn up to 9% Compounding Rewards Yield (CRY).
2. Choose and Use Your Perks Wisely
Each month, you can select a variety of perks that best match your spending habits. These perks allow you to earn +PLUS Points on specific brands or categories. Here’s how to make the most of them:
Selecting Perks:
Log In: Access the Perks tab in the Plutus app or web dashboard.
Choose Your Perks: Select the perks that align with your monthly spending habits. For example, if you frequently shop at a particular store, make sure to select it as one of your perks.
Using Perks:
Spend as Usual: Use your Plutus Card for purchases at the selected brands.
Earn Rewards: Automatically earn +PLUS Points on your purchases, up to the specified limit for each perk.
3. Participate in the Referral Program
The Plutus referral program allows you to earn additional rewards by inviting friends and family to join Plutus. Here’s how you can maximize your earnings through referrals:
How to Use the Referral Program:
Get Your Referral Link: Find your unique referral link in the Settings > Referrals section of the Plutus app.
Share Your Link: Share the link with friends and family. When they sign up and make their first deposit using your referral link, both of you will earn $10 in +PLUS Points.
Golden Tickets: Occasionally, Plutus offers Golden Tickets, which are special referral links that provide enhanced rewards. Both the referrer and the referee can earn $50 in PLU rewards using these links.
4. Regularly Check for Promotions and Updates
