REVOLUT CARD Use crypto to pay for anything
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0.4% / Revolut Pro |
| NEED KYC | YES |
| FX FEE | UP TO 1% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $200 |
| DAILY LIMIT | App-Controlled |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $3.99/MONTH |
| CASHBACK | 0.4% / Revolut Pro |
| NEED KYC | YES |
| FX FEE | UP TO 0.5% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $200 |
| DAILY LIMIT | App-Controlled |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $7.99/MONTH |
| CASHBACK | 0.6% / Revolut Pro |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $400 |
| DAILY LIMIT | App-Controlled |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $14.99/MONTH |
| CASHBACK | 0.8% / Revolut Pro |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $800 |
| DAILY LIMIT | App-Controlled |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $55/MONTH |
| CASHBACK | 1% / Revolut Pro |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $2000 |
| DAILY LIMIT | App-Controlled |
◾ Crypto card payments are taxable disposals in most jurisdictions.
◾ Only 30+ of the 280+ tokens are externally transferable, the rest are custodial IOUs you cannot withdraw to a self-custody wallet
◾ Standard free plan has no travel insurance, no lounge access, and no purchase protection, you're paying with exposure, not cash
THE REAL STORY ON THIS CARD.
- Full IBAN bank account included (UK, EEA, CH)
- Multi-currency spending in 150+ currencies
- Both Visa and Mastercard available
- 280+ cryptocurrency trading with low fees
- Crypto card payments without conversion fees
- No FX markup on Premium/Metal/Ultra (unlimited, including weekends for Metal/Ultra)
- Free Standard tier available
- Open Banking API available
- Staking up to 19% APY
- Regulated bank in UK, EU, and Mexico
- RevPoints loyalty program on all plans
- Instant Access Savings with competitive rates (2.90%–4.00% AER)
- Revolut Pro offers up to 1% cashback on freelance card payments
- 75M+ global customers
- Standard tier has 1% FX fair usage fee above £1,000/month
- ATM fees (2%) apply after free limit per plan
- Crypto is custodial (not self-custody)
- Not available in many non-EEA/non-OECD countries
- Banned in ~35+ countries/regions for card usage
GENERAL QUESTIONS.
Yes, you can spend your Revolut crypto balance with a crypto card. Just create a virtual card in-app or order a physical card, and link it to any crypto balance you want.
Then use it like any other debit card. When you pay, we'll automatically exchange your crypto balance to the currency you need for your purchase.
Your Revolut crypto card works like a debit card. Any purchases you make will be paid using your crypto balance — we'll exchange your crypto to the currency required for your purchase.
You can link your card to your overall balance for all crypto accounts, or spend from a specific crypto Pocket for a certain token. If you choose to spend from all your crypto accounts, we'll deduct from the cryptocurrency with the highest account balance first, followed by the one with the next highest balance, and so on, until the total amount is paid.
If you don't have enough crypto to pay for the purchase, the transaction will be declined. In that case, you can:
buy more crypto
choose to spend from a different crypto Pocket
choose to pay from all crypto accounts
pay from your other cash accounts
You can top up your crypto card by buying crypto in-app. Here's how.
Go to Crypto on your home screen and tap Trade
Choose your token from 280+ supported cryptocurrencies, then tap Buy
Enter the amount you want to buy
Review and confirm your order
Make sure your crypto card is linked to the crypto Pocket you want to spend from, whether it's for a specific token or your overall crypto balance
Start spending
Prefer to build your crypto balance on auto? Set up recurring buys in-app to make sure your crypto card is always topped up.
Here are a few limits to keep an eye out for:
Crypto exchange limits: you can make 100 exchanges in 24 hours. The minimum and maximum limits for each of these depend on the cryptocurrency
ATM withdrawal limits: you can withdraw up to £3,000 (or the equivalent in your currency) every 24 hours with your crypto card
Spending limits: you can spend up to £100,000 (or the equivalent in your currency) per transaction. Payments over this amount will automatically be declined
There are no extra fees for setting up a virtual crypto card in-app. For physical cards, card delivery and customisation fees apply — you'll see these in-app before you order.
You won't pay any exchange fees for payments you make with your crypto card, but fair usage fees may apply, depending on your plan.
Keep in mind that paying with crypto is just like selling crypto. In many countries, this is considered a taxable activity.
