COMPANY detail
ether.fi cash card Your DeFi-native credit card
Card Feature Overview.
TIERS
REG FEE / REQ
FREE
BONUS
NONE
KYC REQUIRED
YES
CASHBACK
3%
FX FEE
1%
APR / YIELD
YES
WALLET TYPE
NON CUSTODIAL
BLOCKCHAIN
NETWORK
REGION
IBAN / SWIFT
NO
MOBILE PAY
YES
CARD TYPE
VIRTUAL, PHYSICAL AND CREDIT
ATM LIMIT
$250
DAILY LIMIT
$30,000
GET THE CARD
REG FEE / REQ
10K POINTS
BONUS
NONE
KYC REQUIRED
YES
CASHBACK
3%
FX FEE
1%
APR / YIELD
YES
WALLET TYPE
NON CUSTODIAL
BLOCKCHAIN
NETWORK
REGION
IBAN / SWIFT
NO
MOBILE PAY
YES
CARD TYPE
VIRTUAL, PHYSICAL AND CREDIT
ATM LIMIT
$250
DAILY LIMIT
$50,000
GET THE CARD
REG FEE / REQ
50K POINTS
BONUS
NONE
KYC REQUIRED
YES
CASHBACK
3%
FX FEE
1%
APR / YIELD
YES
WALLET TYPE
NON CUSTODIAL
BLOCKCHAIN
NETWORK
REGION
IBAN / SWIFT
NO
MOBILE PAY
YES
CARD TYPE
VIRTUAL, PHYSICAL AND CREDIT
ATM LIMIT
$250
DAILY LIMIT
$100.000
GET THE CARD
REG FEE / REQ
$1,000,000 STAKING
BONUS
NONE
KYC REQUIRED
YES
CASHBACK
4%
FX FEE
1%
APR / YIELD
YES
WALLET TYPE
NON CUSTODIAL
BLOCKCHAIN
NETWORK
REGION
IBAN / SWIFT
NO
MOBILE PAY
YES
CARD TYPE
VIRTUAL, PHYSICAL AND CREDIT
ATM LIMIT
$250
DAILY LIMIT
$100.000
GET THE CARD
CORE
| REG FEE / REQ | FREE |
|---|---|
| BONUS | NONE |
| KYC REQUIRED | YES |
| CASHBACK | 3% |
| FX FEE | 1% |
| APR / YIELD | YES |
| WALLET TYPE | NON CUSTODIAL |
| BLOCKCHAIN | |
| NETWORK | |
| REGION | |
| IBAN / SWIFT | NO |
| MOBILE PAY | YES |
| CARD TYPE | VIRTUAL, PHYSICAL AND CREDIT |
| ATM LIMIT | $250 |
| DAILY LIMIT | $30,000 |
LUXE
| REG FEE / REQ | 10K POINTS |
|---|---|
| BONUS | NONE |
| KYC REQUIRED | YES |
| CASHBACK | 3% |
| FX FEE | 1% |
| APR / YIELD | YES |
| WALLET TYPE | NON CUSTODIAL |
| BLOCKCHAIN | |
| NETWORK | |
| REGION | |
| IBAN / SWIFT | NO |
| MOBILE PAY | YES |
| CARD TYPE | VIRTUAL, PHYSICAL AND CREDIT |
| ATM LIMIT | $250 |
| DAILY LIMIT | $50,000 |
PINNACLE
| REG FEE / REQ | 50K POINTS |
|---|---|
| BONUS | NONE |
| KYC REQUIRED | YES |
| CASHBACK | 3% |
| FX FEE | 1% |
| APR / YIELD | YES |
| WALLET TYPE | NON CUSTODIAL |
| BLOCKCHAIN | |
| NETWORK | |
| REGION | |
| IBAN / SWIFT | NO |
| MOBILE PAY | YES |
| CARD TYPE | VIRTUAL, PHYSICAL AND CREDIT |
| ATM LIMIT | $250 |
| DAILY LIMIT | $100.000 |
VIP
| REG FEE / REQ | $1,000,000 STAKING |
|---|---|
| BONUS | NONE |
| KYC REQUIRED | YES |
| CASHBACK | 4% |
| FX FEE | 1% |
| APR / YIELD | YES |
| WALLET TYPE | NON CUSTODIAL |
| BLOCKCHAIN | |
| NETWORK | |
| REGION | |
| IBAN / SWIFT | NO |
| MOBILE PAY | YES |
| CARD TYPE | VIRTUAL, PHYSICAL AND CREDIT |
| ATM LIMIT | $250 |
| DAILY LIMIT | $100.000 |
Cashback Terms: Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
The Real Story on This Card.
PROS
NO ANNUAL FEE
SUPPORT MULTIPPLE BLOCKCHAIN/Token
self custody and easy deposit
No Spending limit
Free physical cards
Tiered perks as you spend and earn
REwards system / Potential airdrop
Crypto-backed credit card
CashBack on all purchases
Up to 65% off luxury hotels
Airport Companion lounge access
CONS
Not the highest cashback in market
LVL unlocked only by collecting points
1% FX FEE
ATM withdrawal free / 2% - ALL tiers
GENERAL Questions.
What is ether.fi Cash?
Cash is a truly crypto-native credit card. Buy a coffee at your local shop or book your next hotel stay. All with crypto, hassle-free. Earn cashback with every purchase on your ether.fi Cash credit card.
ether.fi Cash works just like you would expect from any other Visa credit card.
While some debit cards are limited in how and where you can use them (for example, car rentals or booking flights), ether.fi Cash can be used anywhere Visa is accepted.
ether.fi Cash works just like you would expect from any other Visa credit card.
While some debit cards are limited in how and where you can use them (for example, car rentals or booking flights), ether.fi Cash can be used anywhere Visa is accepted.
How does cashback work?
Separate from ether.fi loyalty points, cashback is an exciting way for ether.fi members to earn on their everyday purchases with the Cash card!
With every purchase made using your Cash card, you'll earn cash back in wETH tokens*.
Cashback % and limits vary by membership tier, and ranges from 2% - 3%.
Cashback caps:
- $1K monthly for Core and Luxe
- $2.5k for Pinnacle.
With every purchase made using your Cash card, you'll earn cash back in wETH tokens*.
Cashback % and limits vary by membership tier, and ranges from 2% - 3%.
Cashback caps:
- $1K monthly for Core and Luxe
- $2.5k for Pinnacle.
How does Collateral and Borrowing work?
In Borrow Mode, your borrowing limit depends on the value of the assets in your Vault:
Different assets may have different LTV values
The system ensures you maintain a healthy collateral ratio
If collateral values drop significantly, you may need to add more funds or repay some debt
Supported Tokens and their LTV (Loan-to-value)
The following tokens are available for deposits and collateral:
Core Assets:
wETH (Wrapped Ethereum) - 55% LTV
wHYPE (Wrapped Hype) - 45% LTV
USDC (USD Coin) - 90% LTV
UST (Tether USDt) - 90% LTV
SCR (Scroll) - 20% LTV
Different assets may have different LTV values
The system ensures you maintain a healthy collateral ratio
If collateral values drop significantly, you may need to add more funds or repay some debt
Supported Tokens and their LTV (Loan-to-value)
The following tokens are available for deposits and collateral:
Core Assets:
wETH (Wrapped Ethereum) - 55% LTV
wHYPE (Wrapped Hype) - 45% LTV
USDC (USD Coin) - 90% LTV
UST (Tether USDt) - 90% LTV
SCR (Scroll) - 20% LTV