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COMPANY detail
KuCoin Pay
Pay with Crypto, As Easy As Cash
PAYER FEATURE OVERVIEW.
PROJECT NAME
KuCoin Pay 
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SUPPORTED ASSETS
?
Cryptocurrencies and stablecoins accepted for payments.
BTC, ETH, USDT, USDC, KCS
BLOCKCHAIN SUPPORT
?
Blockchain networks supported for processing payments.
Ethereum, Bitcoin, Tron, Solana
WALLET COMPATIBILITY
?
Wallets that can be used to make payments.
KuCoin App Wallet
QR TYPE
?
Supports static QR codes, dynamic QR codes, or both.
Dynamic
PAYMENT SPEED
?
Typical time required for a payment to be confirmed.
Blockchain Speed
FEES FOR PAYERS
?
Fees charged to users when making payments.
Free
USER KYC
?
Whether identity verification is required to use the service.
YES
CUSTODY MODEL
?
Defines who controls and holds users' funds.
Custodial
MOBILE APP REQUIRED
?
Whether a dedicated mobile app is needed to pay.
YES
PAYMENT METHODS
?
Supported payment methods such as QR, NFC, or deep links.
QR & Deep Links
RECURRING PAYMENTS
?
Whether subscription and recurring payments are supported.
No
GEOGRAPHIC AVAILABILITY
?
Countries or regions where the service is available.
Global
Last Updated: Jul 6, 2026
Payer Scan & Pay Details
- PAYER SETUP:
Download the KuCoin mobile app (iOS/Android). Complete identity verification (KYC Level 1 required for Pay). Fund your KuCoin account via deposit, buy crypto, or transfer from trading balance.
- BEHAVIORAL AUDIT:
Open KuCoin app → tap Pay → scan merchant's QR code → review amount and crypto asset → confirm payment. The app deducts the crypto amount from your exchange wallet.
Supported Payment Methods
- QR CODES:
Merchant presents a QR code at checkout (in-store or on-screen). Payer scans with KuCoin app camera. Amount and destination pre-populated. Tap to confirm.
- DEEP LINKS:
For online payments, merchant can generate a deep link that opens the KuCoin app with payment details pre-filled. Payer reviews and confirms inside the app.
MERCHANT FEATURE OVERVIEW.
PROJECT NAME
KuCoin Pay
PAYMENT CHANNELS
?
Where payments can be accepted: online, in-store, or both.
Both
SUPPORTED ASSETS
?
Cryptocurrencies and stablecoins merchants can accept.
USDT, USDC, BTC, ETH, KCS
FIAT SETTLEMENT
?
Whether crypto payments can be settled in fiat currency.
NOT DISCLOSED
SETTLEMENT CURRENCY
?
Currencies merchants receive after payment settlement.
NOT DISCLOSED
SETTLEMENT SPEED
?
Typical time required to receive settled funds.
Blockchain Speed
MERCHANT KYC
?
Whether business verification is required to accept payments.
YES
POS INTEGRATION
?
Support for integration with physical point-of-sale systems.
YES
E-COMMERCE INTEGRATION
?
Supported integrations with online store platforms.
Custom API
API ACCESS
?
Whether developers can build custom integrations using APIs.
YES
PAYMENT LINKS
?
Ability to create shareable payment links without coding.
NOT DISCLOSED
INVOICING
?
Ability to create and manage payment invoices.
NOT DISCLOSED
REFUND SUPPORT
?
Whether merchants can issue refunds through the platform.
NOT DISCLOSED
WEBHOOKS
?
Real-time notifications for payment and status updates.
NOT DISCLOSED
GEOGRAPHIC AVAILABILITY
?
Countries or regions where merchants can use the service.
Global
Last Updated: Jul 8, 2026
Merchant Onboarding & Integration
- THREE-STEP ONBOARDING:
1. Register a KuCoin business account and complete business identity verification (KYB).
2. Sign a partnership agreement with KuCoin Pay.
3. Receive API credentials and integrate the KuCoin Pay API into your checkout.
- REQUIRED DOCUMENTS:
Business registration certificate, proof of business address, director/beneficial owner identification, business bank account details. Processing time not publicly disclosed.
Settlement & Channels
- PAYMENT CHANNELS:
Both online (website deep links) and in-store (physical QR code display) supported. POS integration availability is mentioned but details are not publicly documented.
THE REAL STORY.
PROS
[ STRENGTHS ]
- 45M+ existing KuCoin users — massive captive payer base
- Exchange-grade infrastructure with deep liquidity and reliable settlement
- Industry-leading proof-of-reserves transparency
- KuCoin ecosystem integration — fund from exchange balance, trading, or KuCard
CONS
[ LIMITATIONS ]
- Custodial only — no self-custodial or WalletConnect support
- Fiat settlement and merchant payout details not publicly documented
- Pay-specific documentation is thin — no public API reference or SDKs
- Merchant onboarding requires manual agreement — not self-serve
- Regulatory status evolving (Seychelles) — some jurisdictions may restrict access
GENERAL QUESTIONS.
KuCoin Pay is an innovative Web3 payment solution launched by KuCoin, a trusted global cryptocurrency exchange serving over 40M users. It offers a seamless, secure, and cost-effective way to facilitate cryptocurrency transactions for both payers and merchants. With zero gas fees for off-chain payments, KuCoin Pay empowers businesses to expand their reach, streamline operations, and drive crypto adoption in retail and beyond.
Online: Select KuCoin Pay at checkout on supported websites or apps.
Offline: KuCoin Pay currently supports VietQR in Vietnam and QR Ph in the Philippines. Simply scan your local standard QR codes to pay.
You can use KuCoin Pay at all supported online partner stores, in-store locations (by scanning a QR code), and for various digital services and bookings.
Yes, to ensure the security of your transactions, you are required to have a verified KuCoin account (KYC completed) to use KuCoin Pay services.
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