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COMPANY detail
Alchemy Pay
Bridging the fiat and crypto global economies.
PAYER FEATURE OVERVIEW.
PROJECT NAME
Alchemy Pay 
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SUPPORTED ASSETS
?
Cryptocurrencies and stablecoins accepted for payments.
USDT, USDC, ETH, BTC, SOL, BNB
BLOCKCHAIN SUPPORT
?
Blockchain networks supported for processing payments.
TRON, Bitcoin, Ethereum, Solana, TON,
WALLET COMPATIBILITY
?
Wallets that can be used to make payments.
WalletConnect Wallet, Exchange Accounts
QR TYPE
?
Supports static QR codes, dynamic QR codes, or both.
Both
PAYMENT SPEED
?
Typical time required for a payment to be confirmed.
Blockchain Speed
FEES FOR PAYERS
?
Fees charged to users when making payments.
Network Fees
USER KYC
?
Whether identity verification is required to use the service.
YES
CUSTODY MODEL
?
Defines who controls and holds users' funds.
Hybrid
MOBILE APP REQUIRED
?
Whether a dedicated mobile app is needed to pay.
NO
PAYMENT METHODS
?
Supported payment methods such as QR, NFC, or deep links.
QR, Wallet Connect, Direct Crypto Transfer
RECURRING PAYMENTS
?
Whether subscription and recurring payments are supported.
YES
GEOGRAPHIC AVAILABILITY
?
Countries or regions where the service is available.
Global
Last Updated: Jul 7, 2026
Payer Scan & Pay Details
- Open any WalletConnect-compatible wallet (MetaMask, Trust Wallet, imToken, etc.) and scan the merchant QR code.
- Alternatively, copy the deposit address and transfer crypto directly from your wallet or exchange.
How to Pay with Crypto
- At checkout, select cryptocurrency as the payment method on the merchant's payment page.
- Choose your token (USDT, USDC, BTC, ETH, SOL, etc.) and preferred blockchain network.
- Connect via WalletConnect and confirm — or copy the address and transfer manually.
- The transaction processes on-chain; the merchant is notified on blockchain confirmation.
Fiat On-Ramp for Buying Crypto
- Integrated platforms can offer Visa, Mastercard, bank transfer, or mobile wallet purchases.
- Supports 300+ cryptocurrencies and 110+ fiat currencies across 173 countries.
- Tiered KYC verification determines per-transaction and daily limits.
MERCHANT FEATURE OVERVIEW.
PROJECT NAME
Alchemy Pay
PAYMENT CHANNELS
?
Where payments can be accepted: online, in-store, or both.
Both
SUPPORTED ASSETS
?
Cryptocurrencies and stablecoins merchants can accept.
USDT, USDC, ETH, BTC, SOL, BNB, TON
FIAT SETTLEMENT
?
Whether crypto payments can be settled in fiat currency.
YES
SETTLEMENT CURRENCY
?
Currencies merchants receive after payment settlement.
EUR, THB, HKD, USD, USDT
SETTLEMENT SPEED
?
Typical time required to receive settled funds.
Instant
MERCHANT KYC
?
Whether business verification is required to accept payments.
YES
POS INTEGRATION
?
Support for integration with physical point-of-sale systems.
YES
E-COMMERCE INTEGRATION
?
Supported integrations with online store platforms.
Custom API, Shopify, WooCommerce, Android SDK, iOS SDK
API ACCESS
?
Whether developers can build custom integrations using APIs.
YES
PAYMENT LINKS
?
Ability to create shareable payment links without coding.
YES
INVOICING
?
Ability to create and manage payment invoices.
YES
REFUND SUPPORT
?
Whether merchants can issue refunds through the platform.
YES
WEBHOOKS
?
Real-time notifications for payment and status updates.
YES
GEOGRAPHIC AVAILABILITY
?
Countries or regions where merchants can use the service.
Global
Last Updated: Jul 7, 2026
Merchant Infrastructure Details
- Register a business account, complete KYB verification, and access the Merchant Dashboard at cpmerchant.alchemypay.org.
"Alchemy Pay's system generates and processes the transaction, creating a QR code for the user to scan and pay."
Crypto Payment API & SDK Integration
- REST API with HMAC signature authentication: Create Order, Query Order, Refund, and Webhook endpoints.
- Native SDKs for Android and iOS with callback patterns for in-app payment flows.
- Supports crypto settlement (USDT-TRC20 default, others on request) and fiat settlement (EUR, THB, HKD, USD).
Settlement & Fiat Withdrawal
- S0 settlement: funds credited to the withdrawable account in real-time — no refund window.
- D+X settlement: daily batch at 00:00 UTC+8 with X-hour delay for refund protection.
- Fiat withdrawals from the merchant dashboard to bank accounts in EUR, THB, HKD, or USD using market exchange rates.
POS & In-Store Integration
- The merchant POS app calls the Alchemy Pay SDK to generate a payment order and dynamic QR code.
- The QR code contains the order ID, transaction amount, and currency — customers scan and pay via Web3 wallet.
- Supports both online checkout and physical retail POS scenarios via QR display at the register.
THE REAL STORY.
PROS
[ STRENGTHS ]
- Dedicated payment gateway (not an exchange) — purpose-built for fiat-crypto bridging
- Full REST API with POS SDKs, webhooks, refunds, and white-label on/off-ramp
- WalletConnect support means any wallet works — no vendor lock-in
- 173-country coverage with multi-jurisdictional licenses
CONS
[ LIMITATIONS ]
- 1% merchant fee is higher than exchange-based competitors
- Crypto payment tokens limited to 10 vs 300+ on-ramp support
- No official Discord; Telegram is primary community channel
GENERAL QUESTIONS.
NO. Payers use any WalletConnect-compatible wallet (MetaMask, Trust Wallet, imToken, Binance Wallet, etc.) to scan the QR code or connect to the checkout page. No Alchemy Pay-specific app is required. Alternatively, payers can copy the displayed deposit address and send crypto directly from any wallet or exchange.
S0 settlement credits funds to the merchant withdrawable account in real-time (no refund window). D+X settlement processes daily at 00:00 UTC+8 with an X-hour rolling window — all orders older than X hours that have no initiated refund are settled. Fiat withdrawals to bank accounts are supported for EUR, THB, HKD, and USD.
Approximately 1% per transaction based on third-party reviews. Alchemy Pay describes its fee as negotiated based on network size and transaction volume. The fee is deducted before the payment is credited to the merchant account at the market exchange rate. Payers pay only their network gas fees.