ZOOMEX CARD
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CARD FEATURE OVERVIEW.
| W BONUS | $10 |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 1% |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €0 |
| DAILY LIMIT | €10,000 |
The card is custody'd by UR, not you, your USDC is converted to fiat and held on the card in a UR account; that's the point of the product.
Cashback is promotional, stage-dependent, and can be revoked if a purchase is refunded or disputed.
- Every cardholder gets a free, permanent UR Pro upgrade. that unlocks the €10,000/day and €20,000/month limits plus SEPA/SWIFT transfers, which would normally sit behind Pro.
THE REAL STORY ON THIS CARD.
- ZERO ISSUANCE FEE AND ZERO ANNUAL FEE
- FREE INDEFINITE UR PRO WITH SEPA/SWIFT + HIGHER LIMITS
- MULTI-CURRENCY SUPPORT WITH 6 FIAT CURRENCIES
- SWISS-REGULATED FINANCIAL INFRASTRUCTURE
- FULL MOBILE WALLET SUPPORT
- INSTANT ACTIVATION
- $10 WELCOME BONUS ON $5+ SPEND
- 0% SAME-CURRENCY SPENDING
- NO PHYSICAL CARD OR ATM WITHDRAWALS
- MUST CONVERT USDC TO FIAT BEFORE SPENDING
- CASHBACK IS VARIABLE AND PROMOTIONAL
- LARGE MCC EXCLUSION LIST FOR REWARDS
- 1% USDC-TO-FIAT CONVERSION FEE
GENERAL QUESTIONS.
Zoomex Card is a virtual financial card jointly launched by Zoomex and Swiss licensed financial institution UR.
Users can transfer crypto assets (USDC) into their UR account and use it for daily spending, overseas payments, subscription services, and other scenarios.
– FX fee: 1–2%
– Crypto conversion fee: Crypto to fiat: 1% Fiat to crypto: 0%
- Annual fee: None
- Dormancy/idle fee: None
- Card cancellation fee: None
The initial version is a virtual card, supporting local payment channels such as Apple Pay, Google Pay, and Samsung Pay.
Funds are under custody by UR, a trademark registered under SR Saphirstein AG, which is a fintech company licensed under Article 1b of the Swiss Banking Act and supervised by FINMA.
Zoomex does not directly hold fiat funds.
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