ZOOMEX CARD
CARD FEATURE OVERVIEW.
| W BONUS | $10 |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | €0 |
| DAILY LIMIT | €10,000 |
The card is custody'd by UR, not you, your USDC is converted to fiat and held on the card in a UR account; that's the point of the product.
Cashback is promotional, stage-dependent, and can be revoked if a purchase is refunded or disputed.
- Every cardholder gets a free, permanent UR Pro upgrade. that unlocks the €10,000/day and €20,000/month limits plus SEPA/SWIFT transfers, which would normally sit behind Pro.
THE REAL STORY ON THIS CARD.
- Zero issuance fee and zero annual fee
- Free indefinite UR Pro upgrade for all cardholders (SEPA/SWIFT, higher limits)
- Multi-currency support with 6 fiat settlement currencies
- Swiss-regulated banking infrastructure
- Full mobile wallet support
- Instant activation
- $10 welcome bonus on first $5+ spend within 30 days
- 0% same-currency spending
- No physical card and no ATM cash withdrawals
- No overdrafts, must pre-convert USDC to fiat before spending
- No deposit protection / personal-use-only account
- Cashback is variable, promo-based, and revocable on refunds
- Large MCC exclusion list disqualifies many purchases from rewards
- 1.0% conversion fee to load the card from USDC
GENERAL QUESTIONS.
Zoomex Card is a virtual financial card jointly launched by Zoomex and Swiss licensed financial institution UR.
Users can transfer crypto assets (USDC) into their UR account and use it for daily spending, overseas payments, subscription services, and other scenarios.
– FX fee: 1–2%
– Crypto conversion fee: Crypto to fiat: 1% Fiat to crypto: 0%
- Annual fee: None
- Dormancy/idle fee: None
- Card cancellation fee: None
The initial version is a virtual card, supporting local payment channels such as Apple Pay, Google Pay, and Samsung Pay.
Funds are under custody by UR, a trademark registered under SR Saphirstein AG, which is a fintech company licensed under Article 1b of the Swiss Banking Act and supervised by FINMA.
Zoomex does not directly hold fiat funds.
