COMPANY detail
YPT CARD
YIELD·PAY·TRADE
CARD FEATURE OVERVIEW.
CARD NAME
YPT CARD
W BONUS
NONE
REG FEE / REQ
$10
CASHBACK
0%
NEED KYC
YES
FX FEE
UP TO 1.2%
APR / YIELD
NO
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
NO
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
UNLIMITED
GET THE CARD
YPT CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $10 |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | UP TO 1.2% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | UNLIMITED |
Last Updated: Sep 1, 2026
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
Non-USD transactions hit 2.2% effective rate (1% base + 1.2% FX).
6 countries are virtual-only (billing address works, but no physical card shipping): Egypt, Morocco, Tunisia, Palestine, Puerto Rico, Tanzania.
The 3 per-month selected-merchant fee waivers and 5/mo small-transaction waivers can extend your free spend window if you don't reuse the same merchants.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Low card opening fee ($10 one-time)
- No monthly or annual fees
- High per-transaction limit ($100K)
- Multi-chain top-up support
- Instant virtual card issuance
- Physical card now LIVE with worldwide shipping
- Accepted at 175M+ merchants worldwide
- Custodial with $50M insurance (licensed trust company)
- USDT-to-bank fiat remittance
- Credit Account with 14-day interest-free credit
CONS
[ LIMITATIONS ]
- No cashback rewards
- High non-default currency fee (2.2%)
- Selected merchant fee (1.5% for Facebook ADS, Discord, PUBG, etc.)
- Small transaction fee ($0.20 for under $1, after 5/mo)
- Declined transaction fee ($0.50 after 3/mo)
- Custodial wallet
- Negative balance leads to card cancellation after 30 days
GENERAL QUESTIONS.
$10 (10U) one-time card opening fee. No monthly or annual fees.
Yes, with the physical card (coming soon). ATM fees follow the standard transaction fee: 1% for default currency, 2.2% for non-default currency.
USDT, USDC, BTC, and ETH via networks: Ethereum (ERC20), TRON (TRC20), BSC (BEP20), Polygon (PRC20), and Bitcoin.
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