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COMPANY detail
Xverse Card
Spend Bitcoin Anywhere
PRE-LAUNCH
This card is not yet live. Features, terms, and benefits are based on publicly available information and preliminary specifications and may change prior to launch. This breakdown will be updated as additional details become available and once the card officially launches.
CARD FEATURE OVERVIEW.
CARD NAME
XVERSE CARD
ADD TO WATCHLIST
REMOVE FROM WATCHLIST
W BONUS
NONE
REG FEE / REQ
NOT DISCLOSED
CASHBACK
NOT DISCLOSED
NEED KYC
YES
FX FEE
NOT DISCLOSED
APR / YIELD
YES
CARD TYPE
VIRTUAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
XVERSE CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | NOT DISCLOSED |
| CASHBACK | NOT DISCLOSED |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
Last Updated: Sep 20, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
- No KYC for the Xverse wallet; third-party card providers may impose their own KYC requirements.
Self-custodial wallet; card and fiat custody model is not fully disclosed.
Xverse's “cannot freeze accounts” claim applies to its self-custodial onchain wallet; third-party card/fiat services operate under their own terms.
“Near-zero fees” is a marketing claim, not a guaranteed fixed fee.
Up to 6% APY on Cash; rates are variable and not guaranteed.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Self-custodial Bitcoin wallet + borrow-to-spend card model
- Open source and independently audited by Least Authority
- Hardware wallet support, including Ledger and Keystone
- Privacy toggle for supported onchain activity
- Nearly 2M users
- Earn up to 6% APY on Cash
- Borrow against BTC and spend without selling
- Swap and access Bitcoin DeFi/staking functionality
- Near-zero fees for fiat transfers
- Free wallet download and use
CONS
[ LIMITATIONS ]
- PRE-LAUNCH / LIMITED EARLY ACCESS
- Virtual bank account available through Xverse Cash
- Borrow-to-spend model
- No traditional bank account/deposit-taking bank
GENERAL QUESTIONS.
You can join the early access waitlist by submitting your email on the official page: xverse.app/card/waitlist
The official documentation does not list any supported blockchains for top‑up yet.
The official waitlist page does not specify if the card will be physical, virtual, or both.
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