WALLBIT Card
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $5 |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | 2% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $250 |
| DAILY LIMIT | $5,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $9/MO |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | 2% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $250 |
| DAILY LIMIT | $5,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $19/MO |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | 2% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $250 |
| DAILY LIMIT | $5,000 |
ATM: contactless NFC only ($250/tx max), 1% fee (min. $5) + 1% if non-USD + operator fee.
Card spending: Basic $5,000/day, $20,000/month, Advanced $15,000/day, $50,000/month. ToS listed $1,000/month as the legal minimum, but real limits are unlocked after basic KYC.
- Classic ($0) = base rates and standard FX; Pro ($9/mo) = 50% lower withdrawal fees + preferred FX + 2.80% APR; Max ($19/mo) = same as Pro but 3.25% APR + investment fee capped at $10 + VIP WhatsApp manager.
THE REAL STORY ON THIS CARD.
- $0 monthly fee (Classic plan)
- Free deposits in USD, EUR, USDC, USDT, and local currency
- Interest-bearing account up to 3.25% APR
- Visa Platinum card accepted in 180+ countries
- Apple Pay and Google Pay supported
- Investments in 10,000+ U.S. stocks, ETFs, bonds
- SOC2 certified security
- Local currency withdrawals in 90+ countries
- QR and PIX payments (select countries)
- Pro plan free with salary via Deel/Ontop/Rippling
- 2% FX fee on non-USD card purchases
- $5 one-time card issuance fee
- Physical card not yet available
- No cashback or rewards program
- $2/month inactivity fee after 3 months (if balance < $500)
- USDC withdrawal fee: 2% (Classic) / 1% (Pro/Max)
- USDT withdrawal fee: 2% (Classic) / 1.25% (Pro/Max)
- ACH withdrawal fee: 1% (Classic) / 0.5% (Pro/Max)
- $0.35/tx surcharge on local currency withdrawals in select countries
GENERAL QUESTIONS.
The virtual card has a one-time issuance fee of $5 USD. There is no monthly maintenance fee. The physical card is not yet available.
Yes, but only via contactless NFC (Apple Pay or Google Pay) — there is no physical card. The maximum per transaction is $250 (or local currency equivalent). Wallbit charges 1% (min. $5 USD) per withdrawal, plus an additional 1% if you withdraw in non-USD currency. The ATM operator may also charge its own fee. Always select "Reject conversion" at foreign ATMs to get Visa's interbank rate instead of the ATM's inflated rate.
The Wallbit card is a Visa Platinum card, issued in the United States. It is accepted anywhere Visa is accepted worldwide (180+ countries). Apple Pay and Google Pay are supported.
