COMPANY detail

UPHOLD CARD

most flexible crypto enabled card
Card Fallback

CARD FEATURE OVERVIEW.

UPHOLD DEBIT CARD - ESSENTIAL (US)UPHOLD DEBIT CARD - ELITE (US)UPHOLD DEBIT CARD - UK CARD
TIERS
ADD TO WATCHLIST REMOVE FROM WATCHLIST
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
$120/MO
NEED KYC
YES
FX FEE
1.5%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visa
BLOCKCHAIN
ethereumbitcoinarbitrumavalanchebase
REGION
USA
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$500
DAILY LIMIT
$2,500
GET THE CARD
GET IT NOW
W BONUS
NONE
REG FEE / REQ
$99.99/YEAR
CASHBACK
$300/MO
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
visa
BLOCKCHAIN
ethereumbitcoinarbitrumavalanchebase
REGION
USA
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$2,000
DAILY LIMIT
$25,000
GET THE CARD
GET IT NOW
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
£100/MO
NEED KYC
YES
FX FEE
0%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
mastercard
BLOCKCHAIN
ethereumbitcoinarbitrumavalanchebase
REGION
UK
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
£1,000
DAILY LIMIT
£10,000
GET THE CARD
GET IT NOW
ESSENTIAL (US)
W BONUS NONE
REG FEE / REQ FREE
CASHBACK $120/MO
NEED KYC YES
FX FEE 1.5%
APR / YIELD YES
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visa
BLOCKCHAIN ethereumbitcoinarbitrumavalanchebase
REGION USA
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT $500
DAILY LIMIT $2,500
GET IT NOW
ELITE (US)
W BONUS NONE
REG FEE / REQ $99.99/YEAR
CASHBACK $300/MO
NEED KYC YES
FX FEE 0%
APR / YIELD YES
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK visa
BLOCKCHAIN ethereumbitcoinarbitrumavalanchebase
REGION USA
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT $2,000
DAILY LIMIT $25,000
GET IT NOW
UK CARD
W BONUS NONE
REG FEE / REQ FREE
CASHBACK £100/MO
NEED KYC YES
FX FEE 0%
APR / YIELD YES
CARD TYPE VIRTUAL AND PHYSICAL CARD
CARD NETWORK mastercard
BLOCKCHAIN ethereumbitcoinarbitrumavalanchebase
REGION UK
WALLET TYPE CUSTODIAL
MOBILE PAY YES
BANK TRANSFER YES
ATM LIMIT £1,000
DAILY LIMIT £10,000
GET IT NOW
Last Updated: Sep 21, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
  • US Elite: 4% XRP rewards on crypto/metals purchases, 3% XRP rewards on fiat/stablecoin purchases, 0% FX, $0 ATM fees worldwide, metal card.
  • US Essential: $0 annual fee, 2% XRP rewards.
  • UK: Free virtual card, no FX fee, 1% GBP cashback on eligible cash-balance purchases.

Physical cards: Essential $4.99 (plastic), Elite $0 (metal), UK £9.95.

US and UK cards are separate products: different networks, issuers, reward structures, and deposit-protection arrangements.

US: Visa, issued by Cross River Bank.

UK: Mastercard, issued by Optimus Cards UK Limited.

Tiers: 2 U.S. tiers (Essential + Elite) vs. 1 UK card product.

U.S. deposit protection: Eligible USD funds may receive pass-through FDIC insurance through Cross River Bank, subject to applicable conditions.

UK deposit protection: E-money funds are safeguarded but not FSCS protected.

THE REAL STORY ON THIS CARD.

PROS
[ STRENGTHS ]
  • thumbs-up-fill 300+ digital assets supported
  • thumbs-up-fill Apple Pay & Google Pay
  • thumbs-up-fill SOC 2 Type 2, ISO 27001 & PCI DSS
  • thumbs-up-fill Eligible U.S. USD funds held at Cross River Bank, Member FDIC, with pass-through FDIC insurance subject to conditions
  • thumbs-up-fill UK e-money/payment services provided through regulated entities; crypto services have separate regulatory treatment
  • thumbs-up-fill Up to 3% APY on eligible stablecoin balances in the U.S. — separate from card rewards
  • thumbs-up-fill No credit check required
CONS
[ LIMITATIONS ]
  • thumbs-down-fill US and UK cards are separate products
  • thumbs-down-fill US: unavailable in New York, Louisiana, and U.S. territories
  • thumbs-down-fill UK: no Elite tier
  • thumbs-down-fill UK cashback applies only to cash-balance purchases; crypto-funded purchases are excluded
  • thumbs-down-fill UK crypto spending is subject to standard trading fees
  • thumbs-down-fill Custodial crypto platform/wallet
  • thumbs-down-fill US card rewards are currently paid in XRP, a volatile crypto asset

GENERAL QUESTIONS.

Yes, all Uphold users in the UK are eligible for the card! Just create a free account with Uphold and activate your card within your mobile wallet. Individuals only — business accounts excluded.

Your virtual card is completely free and can be activated from within your Uphold app. Physical cards can also be requested in your app for a one-time shipping fee of £9.95 and an expected delivery time of 7-10 business days.

You can spend up to £10,000 GBP with your card per day (even on a single transaction) and do a maximum of 50 transactions per day. For the rewards, there’s a maximum cap of £100 worth of rewards per month, depending on your location.

In the UK, there is a £2.50 GBP fee for national ATM withdrawals and £3.50 GBP for foreign ones.

USER RATINGS AND REVIEWS.

COMMUNITY SCORE UNRATED
0.0 / 5.0
0%
Recommendation Rate No reviews submitted yet
0
Verified Reviews 100% authentic submissions
RATING PROFILE 0 verified reviews
5 ★
0% 0 reviews
4 ★
0% 0 reviews
3 ★
0% 0 reviews
2 ★
0% 0 reviews
1 ★
0% 0 review
Awaiting Community Reviews Be the first verified user to submit a review.
COMMUNITY SIGNAL
VERIFIED
Contributing to the reputation model.
All reviews are verified. Sybil protection and data integrity systems are continuously monitored by TODEY.
OFFICIAL TEAM PRESENCE
ACTIVE
Official team can reply to reviews and updates.
CLAIM PROJECT & REPLY AS OFFICIAL TEAM

HAPPY WITH WHAT YOU SEE?

APPLY THROUGH TODEY TO ACCESS AVAILABLE PARTNER PERKS

Some links on TODEY may be affiliate or referral links. There is no extra cost to you, and in some cases our partners may offer additional rewards or perks.

GET THE CARD NOW

MORE CRYPTO CARDS.

COCA CARD
CASHBACK EU CARDS

COCA CARD Badge

IBAN (EUR/USD) Up to 8% cashback 50% subscription rebates MULTI BLOCKCHAIN SUPPORT
MOTO CARD
CASHBACK SOLANA

MOTO CARD Badge

Non-Custodial Solana-Native Credit Visa Infinite Luxury Perks
REBIND CARD
CASHBACK EU CARDS

REBIND CARD Badge

Self-custody Personal IBAN Zero-fee Visa card Up to 5% GNO cashback
RIZON CARD
CASHBACK USA CARDS

RIZON CARD Badge

UP TO 2.5% CASHBACK UNLIMITED CARD SPEND FX FEE: UP TO 1.7%+$0.1 AVAILABLE IN USA & LATAM
UPHOLD DEBIT CARD
FEATURE ESSENTIAL (US) ELITE (US) UK CARD
W BONUS NONE NONE NONE
REG FEE / REQ FREE $99.99/YEAR FREE
CASHBACK $120/MO $300/MO £100/MO
NEED KYC YES YES YES
FX FEE 1.5% 0% 0%
APR / YIELD YES YES YES
CARD TYPE VIRTUAL AND PHYSICAL CARD VIRTUAL AND PHYSICAL CARD VIRTUAL AND PHYSICAL CARD
CARD NETWORK visa visa mastercard
BLOCKCHAIN ethereumbitcoinarbitrumavalanchebase ethereumbitcoinarbitrumavalanchebase ethereumbitcoinarbitrumavalanchebase
REGION USA USA UK
VISIT TODEY.XYZ TO FIND THE RIGHT CRYPTO CARD.
REPORT ERROR
Sent! Thank you.
NO CHANGES DETECTED: Please update at least one feature value above.