UGLYCASH Card YOUR BANK WON'T DO THIS
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 1% |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $500 |
| DAILY LIMIT | $10,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $20/MONTH |
| CASHBACK | 1% |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $500 |
| DAILY LIMIT | $10,000 |
The 6% rate is capped at $2,000/month. Once you spend $2,000 on the card in a calendar month, your cashback reverts to 1% for all remaining purchases.
You pay $20/month to access rates above 1%. The Exclusive membership costs $20/month regardless of whether you hit your trading volume target. If you don't trade enough to reach the 2%/4%/6% tier, you still pay the fee and only get 1%.
$1 ACH withdrawal fee. Transfers out via ACH cost $1 per withdrawal, confirmed by developer App Store response.
THE REAL STORY ON THIS CARD.
- Up to 6% cashback on all spending categories
- USD, EUR, and MXN virtual bank accounts included
- Apple Pay support for contactless spending
- Physical card available
- Supports Solana, Base, BSC, and more chains
- PCI DSS Certified, ISO 27001, SOC 2 Type 2 security certifications
- Cashback paid in Reserve Rights (RSR), not stablecoins or fiat
- $20/month membership fee required for tiered cashback above 1%
- $2,000 monthly spending cap before reverting to base rate
- iOS-only
- Physical card delivery cost varies and is not disclosed upfront
- ATM withdrawals limited to $500/day, $5,000/month
- FX fees up to 2% outside Mexico and Colombia
GENERAL QUESTIONS.
UglyCash currently provides a virtual card. A physical card is mentioned in official materials as being in development or limited rollout, and availability may depend on KYC completion and region.
Yes. According to the official documentation, KYC verification is required to access certain features, including card-related services and higher account functionality. Requirements may vary by feature and region.
UglyCash states that it offers virtual bank accounts in selected regions (such as the US, Europe, and Mexico). However, the official documentation does not explicitly confirm a personal EU IBAN for every user, and availability depends on location.
