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COMPANY detail
UGLYCASH Card
YOUR BANK WON'T DO THIS
CARD FEATURE OVERVIEW.
TIERS
ADD TO WATCHLIST
REMOVE FROM WATCHLIST
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
1%
NEED KYC
YES
FX FEE
UP TO 2%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$500
DAILY LIMIT
$10,000
GET THE CARD
W BONUS
NONE
REG FEE / REQ
$20/MONTH
CASHBACK
1%
NEED KYC
YES
FX FEE
UP TO 2%
APR / YIELD
YES
CARD TYPE
VIRTUAL AND PHYSICAL CARD
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
$500
DAILY LIMIT
$10,000
GET THE CARD
BASE
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 1% |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $500 |
| DAILY LIMIT | $10,000 |
EXCLUSIVE
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $20/MONTH |
| CASHBACK | 1% |
| NEED KYC | YES |
| FX FEE | UP TO 2% |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $500 |
| DAILY LIMIT | $10,000 |
Last Updated: Sep 9, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
Cashback: Earn up to 6% cashback on eligible card purchases. Higher cashback rates are available through the Ridiculously Exclusive program. Eligibility, rates, and applicable limits may vary.
Exclusive Membership: The Exclusive program provides access to enhanced cashback rates of up to 6%. Membership and eligibility requirements apply.
ACH Withdrawal Fee: $1 per ACH withdrawal.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- Up to 6% cashback on all spending categories
- USD, EUR, and MXN virtual bank accounts included
- Apple Pay support for contactless spending
- Physical card available (metal card under development for Ridex members)
- Supports Solana, Base, BSC, and more chains
- US-licensed entity with MSB registration and Puerto Rico card issuer license
- PCI DSS Certified, ISO 27001, SOC 2 Type 2 security certifications
CONS
[ LIMITATIONS ]
- Cashback paid in Reserve Rights (RSR), not stablecoins or fiat
- $20/month membership fee required for tiered cashback above 1%
- $2,000 monthly spending cap before reverting to base rate
- iOS-only, no Android app, no Google Pay
- Physical card delivery cost varies and is not disclosed upfront
- FX fees up to 2% outside Mexico and Colombia
GENERAL QUESTIONS.
UglyCash currently provides a virtual card. A physical card is mentioned in official materials as being in development or limited rollout, and availability may depend on KYC completion and region.
Yes. According to the official documentation, KYC verification is required to access certain features, including card-related services and higher account functionality. Requirements may vary by feature and region.
UglyCash states that it offers virtual bank accounts in selected regions (such as the US, Europe, and Mexico). However, the official documentation does not explicitly confirm a personal EU IBAN for every user, and availability depends on location.
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