TXBFI Card
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $25 |
| CASHBACK | 0.05% |
| NEED KYC | YES |
| FX FEE | 0.6% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $0 |
| DAILY LIMIT | $15,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $300 |
| CASHBACK | 0,1% |
| NEED KYC | YES |
| FX FEE | 0,6% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $1,000 |
| DAILY LIMIT | $15,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $1,000 |
| CASHBACK | 0,2% |
| NEED KYC | YES |
| FX FEE | 0,6% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $1,500 |
| DAILY LIMIT | $40,000 |
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | $10,000 |
| CASHBACK | 0,4% |
| NEED KYC | YES |
| FX FEE | 0,6% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL AND PHYSICAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $3,000 |
| DAILY LIMIT | $100,000 |
Cashback timing is contradictory across official pages. The FAQ says BTC cashback is credited within 24 hours of each transaction, while the Rewards page says cashback is processed on the 1st and BTC is deposited on the 4th of each month. TXBFI should clarify which schedule currently applies.
- ATM fees are currently published as flat amounts, not percentages: $2.50 domestic and $3.50 international.
Every card top-up carries a deposit fee: 2.6% for Virtual/Plastic, 2.4% for Metal, and 1.8% for Gold.
THE REAL STORY ON THIS CARD.
- No monthly or annual subscription fees
- Uncapped BTC cashback on every transaction
- One-time lifetime pricing
- Multi-blockchain support
- Virtual cards support both Apple Pay and Google Pay
- ATM access on Physical tiers
- Upgrade option available (pay the difference)
- Cross-chain swaps with no gas fees
- Licensed VASP under EU/Czech regulation
- Dedicated IBANs (EUR/GBP/USD/AED) via licensed provider
- Off-ramp to 20+ fiat currencies directly to local banks
- Virtual tier has no ATM access
- Physical cards only support Google Pay (no Apple Pay)
- High deposit fee (1.8%-2.6%)
- All tiers require paid registration (no free tier)
GENERAL QUESTIONS.
You can deposit crypto like BTC, ETH, SOL, SUI, XRP, USDC (and more) into your TXBFI account and top up your card directly.
For the most accurate and up-to-date fees, please visit our Fees page in the dashboard or menu.
Fees vary depending on card type (Virtual, Plastic, Metal, Gold) and the currency of the transaction.
https://thexbank.io/fees
Physical and virtual cards generally have high or no loading limits.
Some specific card types (like reloadable gift models) may have monthly load caps (e.g. 7,500 USDT/month).
Yes. In addition to virtual cards, we now offer Plastic, Metal, and Gold physical cards.
Physical cards support ATM cash withdrawals worldwide, while virtual cards are for online and in-app use only.
