TOPNOD CARD Discover Real Value in Web3
CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | YES |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | $0 |
| DAILY LIMIT | NOT DISCLOSED |
Zero fees is a headline for USDC→USD only; EUR/CHF/JPY/SGD and USDT/ETH conversions have undisclosed rates that are not the advertised zero.
You don't have to liquidate holdings to spend, idle assets keep earning RWA/yield rewards in TopNod while you use the card.
Built on FINMA-supervised, licensed rails via UR, which is a stronger regulatory posture than many anonymous crypto-card issuers.
THE REAL STORY ON THIS CARD.
- True self-custody
- 1:1 USDC→USD with zero on-ramp/off-ramp fees
- Spend directly from wallet, no pre-loading or separate top-up app
- Multi-currency settlement (USD, EUR, CHF, JPY, SGD)
- Multi-asset conversion (USDC, USDT, ETH, and more)
- Keep earning RWA/yield on idle assets while you spend
- Regulated, FINMA-supervised infrastructure via UR
- Virtual card available immediately after approval
- Only virtual card announced
- Zero-fee headline applies to USDC→USD only
- Issuance and monthly fees not disclosed
- No ATM withdrawal details, no spending limits published
- Can't import an existing wallet, must create a new TopNod account
GENERAL QUESTIONS.
The virtual card has zero issuance and no monthly fees.
No, the product is a virtual-only card and does not support ATM withdrawals.
TopNod is a decentralized, self-custodial wallet, focusing on digital versions of real-world assets (RWAs). TopNod allows access to RWAs, major tokens and stablecoins – via popular third-party platforms. It provides users with a secure and intuitive tool to view, manage, and interact with RWAs — all in one application, designed to feel as familiar and easy to use as mainstream internet apps.
