CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | NOT DISCLOSED |
| CASHBACK | 0% |
| NEED KYC | YES |
| FX FEE | NOT DISCLOSED |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | NO |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
- Zero fees are advertised for 1:1 USDC→USD conversion only. Fees for USDT/ETH conversions and EUR/CHF/JPY/SGD settlement are not disclosed.
Spend without first moving funds to a separate app or bank. Eligible idle assets can remain in TopNod and continue earning rewards through RWA or other digital-asset strategies; returns are not guaranteed.
UR-powered regulated infrastructure.TopNod says UR connects users to licensed providers, including entities supervised by FINMA. The card issuer’s specific regulatory status has not been independently established.
THE REAL STORY ON THIS CARD.
- SELF-CUSTODIAL SPENDING FROM TOPNOD WALLET
- 1:1 USDC → USD WITH ZERO ON/OFF-RAMP FEES
- NO SEPARATE CARD TOP-UP REQUIRED
- MULTI-ASSET SPENDING — USDC, USDT, ETH AND MORE
- MULTI-CURRENCY SETTLEMENT — USD, EUR, CHF, JPY, SGD AND MORE
- ELIGIBLE IDLE ASSETS CAN CONTINUE EARNING THROUGH SEPARATE STRATEGIES
- CARD ISSUANCE AND MONTHLY FEES NOT DISCLOSED
- GENERAL FX AND OTHER CONVERSION FEES NOT DISCLOSED
- NO PUBLISHED SPENDING LIMITS
- ATM SUPPORT AND LIMITS NOT DISCLOSED
- NO CONFIRMED APPLE PAY / GOOGLE PAY SUPPORT
- CARD-ISSUANCE COUNTRIES NOT DISCLOSED
- PHYSICAL CARD AVAILABILITY NOT DISCLOSED
- EXISTING WALLETS CANNOT BE IMPORTED INTO TOPNOD
- CARD-SPECIFIC ISSUER TERMS NOT LOCATED
GENERAL QUESTIONS.
The virtual card has zero issuance and no monthly fees.
No, the product is a virtual-only card and does not support ATM withdrawals.
TopNod is a decentralized, self-custodial wallet, focusing on digital versions of real-world assets (RWAs). TopNod allows access to RWAs, major tokens and stablecoins – via popular third-party platforms. It provides users with a secure and intuitive tool to view, manage, and interact with RWAs — all in one application, designed to feel as familiar and easy to use as mainstream internet apps.
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