SWISSBORG Card
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CARD FEATURE OVERVIEW.
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | 0.99% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL CARD |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | $0 |
| DAILY LIMIT | DYNAMIC |
Cashback: UP TO 99% on exchange fees in BORG tokens (based on Loyalty Rank).
The card only supports crypto wallets, not fiat. If you have EUR in your SwissBorg account, you can't spend it with the card.
Physical cards "coming soon" with an additional issuance and shipping fee, no price quoted.
THE REAL STORY ON THIS CARD.
- Up to 99% cashback on exchange fees in BORG tokens
- No card issuance fee for virtual card
- Real-time crypto-to-fiat conversion at point of sale
- Multi-chain support
- Available in 30 European countries
- Apple Pay, Google Pay, Curve support
- 3D Secure + Card Freeze security features
- MiCA licensed (BlockNodes SAS, France, A2026-011)
- No additional SwissBorg FX surcharge beyond 0.99% exchange fee
- Backup cryptocurrency auto-fallback if primary balance insufficient
- Instant virtual card issuance via app
- No ATM withdrawals available (no timeline)
- Physical card not yet available (coming soon — no ETA)
- Base currency locked at issuance
- Card has no IBAN; only crypto wallet funding
- KYC Level 2 required
- Cashback only in BORG tokens
- Payments cannot be split across multiple crypto accounts
- Refunds/reversals do NOT refund the 0.99% exchange fee
- Only one virtual card at a time
- Overdraft triggers full account freeze (card + withdrawals + sends)
GENERAL QUESTIONS.
To be eligible for the SwissBorg Card, SwissBorg users must:
Have a valid SwissBorg account:
Must be a retail account (corporate accounts are not eligible for the SB Card).
The account has unrestricted permissions
Have completed identity verification to KYC Level 2:
Verified Photo ID
Verified Address
Reside in one of the following regions: EEA, UK or Switzerland.
Virtual card is FREE. Physical card fees not yet disclosed (coming soon).
The SwissBorg Card lets you connect your crypto directly to real-life purchases, instantly, and without needing to withdraw funds in advance to a financial institution.
Depending on your Loyalty Rank, you also earn cashback on each purchase.
At launch, the SwissBorg Card will support BTC, ETH, SOL, BORG, and stablecoins such as USDC, USDG, EURC, VEUR, VCHF, and VGBP. More cryptocurrencies may be added over time.
Please note that only crypto wallets are supported, it won’t be possible to use fiat wallets with the card.
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