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COMPANY detail
spritz card
Any wallet. Any chain. One card.
CARD FEATURE OVERVIEW.
CARD NAME
SPRITZ CARD
ADD TO WATCHLIST
REMOVE FROM WATCHLIST
W BONUS
NONE
REG FEE / REQ
FREE
CASHBACK
YES
NEED KYC
YES
FX FEE
0%
APR / YIELD
NO
CARD TYPE
VIRTUAL, PHYSICAL AND CREDIT
CARD NETWORK
BLOCKCHAIN
REGION
WALLET TYPE
NON CUSTODIAL
MOBILE PAY
YES
BANK TRANSFER
YES
ATM LIMIT
NOT DISCLOSED
DAILY LIMIT
NOT DISCLOSED
GET THE CARD
SPRITZ CARD
| W BONUS | NONE |
|---|---|
| REG FEE / REQ | FREE |
| CASHBACK | YES |
| NEED KYC | YES |
| FX FEE | 0% |
| APR / YIELD | NO |
| CARD TYPE | VIRTUAL, PHYSICAL AND CREDIT |
| CARD NETWORK | |
| BLOCKCHAIN | |
| REGION | |
| WALLET TYPE | NON CUSTODIAL |
| MOBILE PAY | YES |
| BANK TRANSFER | YES |
| ATM LIMIT | NOT DISCLOSED |
| DAILY LIMIT | NOT DISCLOSED |
Last Updated: Oct 21, 2026
CASHBACK
Cashback may change, be available for a limited time, have limits, or even be awarded in points or other forms. For precise details, always check the card’s website.
REGIONAL AVAILABILITY
CLICK TO VIEW MAP
Available
Restricted
Not Specified
CASHBACK: NOT ALWAYS-ON. Earn 5% cashback only during qualifying 3-day Shopping Sprees.
1st monthly Spree: Single card load of $200+
2nd monthly Spree: Single card load of $1,500+
Maximum 2 Shopping Sprees per calendar month
Maximum $40 cashback per Spree
Maximum $20 cashback per merchant per Spree
Eligible categories: Airlines, hotels/lodging, restaurants, and travel agencies
Rewards paid in Spritz Credits, typically 2–5 business days after purchase settlement.
- Fees: 1% base card top-up fee in most supported markets; 0.5% crypto-to-fiat base fee in the US/Canada, plus a 0.5% card-load adjustment. Additional token/network and transaction-size fees apply. USDC on supported L2s has the lowest published network adjustment.
THE REAL STORY ON THIS CARD.
PROS
[ STRENGTHS ]
- UP TO 5% CASHBACK DURING QUALIFYING SHOPPING SPREES
- APPLE PAY AND GOOGLE WALLET
- NON-CUSTODIAL CRYPTO WALLET INTEGRATION
- SUPPORTS 12 CARD-FUNDING NETWORKS, WITH ASSET RESTRICTIONS
- NO SPRITZ FEE FOR CARD SPENDING
- NO ACCOUNT MAINTENANCE FEE
- NO INTEREST ON THE FULLY COLLATERALIZED CREDIT-CARD MODEL
- VISA SIGNATURE BENEFITS ON ELIGIBLE CARD ACCOUNTS
CONS
[ LIMITATIONS ]
- 1% BASE CARD TOP-UP FEE — MINIMUM $2 IN COVERED MARKETS
- ADDITIONAL TOKEN AND NETWORK FEES MAY APPLY
- 5% CASHBACK REQUIRES QUALIFYING LOADS AND TIMED SPENDING
- CASHBACK CAPPED AT $40 PER SPREE
- PHYSICAL CARD CURRENTLY US-ONLY
- DAILY SPENDING LIMITS UNCLEAR IN OFFICIAL DOCUMENTATION
- FUNDS LOADED ONTO THE CARD CANNOT BE TRANSFERRED BACK TO A BANK
- FOREIGN-CURRENCY CONVERSION RATES APPLY
- CARD AVAILABILITY DEPENDS ON RESIDENCE AND PRODUCT ELIGIBILITY
GENERAL QUESTIONS.
Spritz is your go-to app for high performance and high transaction limits, all with low, transparent fees. Our fees start at just 0.5% for crypto-to-fiat transactions, and there are no charges for spending with your SpritzCard or account maintenance. Additional fees may apply depending on the transaction type, token, network, or size. For a full breakdown,
At Spritz, our motto is “Any token, any bill, anywhere.” We support a wide range of tokens across popular networks, including Bitcoin, Solana, Ethereum, Polygon, and more, allowing you to pay bills seamlessly no matter where you are. Token and network availability may vary by location.
Yes! Spritz is incorporated in the United States as a C Corporation and funded by venture capital investors. We are registered with FinCEN, licensed as a Money Transmitter (MTL), and fully compliant with all applicable regulations. Our priority is to operate securely and transparently within the regulatory frameworks that protect our users.
Spritz is committed to respecting your privacy and protecting your data. We do not share your information with third parties or report your data unless required to comply with legal obligations. If a law enforcement agency or regulatory body formally requests information, we assess each case carefully to meet legal standards. Rest assured, Spritz values your privacy and security as essential to our service.
Yes. The Spritz Card is a real credit card, issued by Rain and powered by the Visa® network.
It’s a fully collateralized credit card, which means you're not borrowing against a traditional credit line. Instead, you’re using your crypto to secure your spending.
How it works
When you use the Spritz Card, you authorize us to lock an equivalent amount of your crypto as collateral. You can then spend in USD anywhere Visa is accepted—online or in-store. Your crypto is never spent directly at the point of sale, and there’s no need to convert it manually.
What makes it different from a traditional credit card?
No interest
You’re not borrowing beyond what you’ve already backed with your crypto.
No credit check
Your approval is based on your crypto, not your credit score.
No monthly bill
Since your spending is fully secured, there’s nothing to repay later.
Instant access
Top up and spend right away—just like any modern card.
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